Who are CAT adjusters?

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Thu Apr 30, 2009 10:11 am   Post subject: Who are CAT adjusters?  

Hey, who are CAT adjusters? How can one become a CAT adjuster?



I've seen you guys helping many with their career questions. Hope you would be able to help me as well.


_________________
Register Now to have your Insurance queries solved.
CAT_adjuster
Guest







PostPosted: Thu Apr 30, 2009 11:04 am   Post subject:   

A CAT adjusters are adjusters that only work on catasyrophy (storm) claims...most travel the country following storms..I know many retired adjusters that do this. There are companys that handle only CAT claim, and employ adjusters for this...they are really independent adjusters that only handle cats..



Some companys have their own CAT teams that do the same, they are typcially gone two or three weeks then back a week and so on...



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Thu Apr 30, 2009 2:08 pm   Post subject:   

well lori already told u what is a CAT adjuster......but u also wanted to know how to become a CAT adjusters......well theres no such difference in becoming a CAT adjuster than a simple 1.......the only difference is that after getting an adjuster licence u need to have a special CATASTROPHE ADJUSTER TRAINING........and after that find a job....thats it buddy

SuperAgent
Member
Leave a quick message



Joined: 06 Apr 2009
Posts: 71


2.60 Dollars($)

PostPosted: Thu Apr 30, 2009 3:38 pm   Post subject:   

I suppose a cat adjuster could be the person that handles a claim on your pet coverage that progressive is now selling or it could be a cat chiropractioner who makes spinal adjustments on cats.



Reminds me of a recent trip to the vet's office where a pet owner asked the doctor for second opinions on a condition of a cat. So he opened the door and a golden labrador retriever walked near the cat and sniffed it, barked and promptly exited the room. Next another cat enters leaps onto the table observes the pet and purrs to the doctor.



The vet says there you go, you now have a cat scan and a lab report to go with my opinion.



_________________

If you can't find the time to do it right, how will you ever find the time to do it over.
MikeoftheOzarks
Senior member
Leave a quick message



Joined: 10 Feb 2008
Posts: 605

Location: in the missouri ozarks
193.97 Dollars($)

PostPosted: Fri May 01, 2009 4:18 am   Post subject:   

In an earlier life, I was what was called a "storm trooper" on a CAT team with Safeco Insurance. At first, it was really cool. Once we got helicoptered into an area that got pummeled by a wind/raini/hail storm and the roads were impassible. Incredible experience. I live in the Pacific Northwest, and when we get a howler off the Pacific ocean, we tend to lose a lot of trees, which in turn messes up a whole lot of other stuff. Especially electricity and houses and roads.



After a while, writing checks for fences, trees, roofs, plywood, nails, water, gas, generators, shoes, plus (add in catastrophe item of choice), it got really personal. People and their property were devastated, and I stayed in a motel room with no electricity/heat for a week and a half. Actually, the electricity came back on in about 4 days. It was miserable, the weather was terrible, but I'd do it again in a second.



When you think of claims adjusting, most people don't think of the emotion involved. That jump in from the helicopter experience really told me that you better be able to handle lives that have just gone through a catastrophic loss, and some folk just can't handle it. One of our adjusters had to leave when she got assigned a claim where a tree (huge fir tree) crashed into a house and hit her child sleeping in his room. She couldn't handle the kid part. Safeco didn't have anything to do with insurance on the child- it was the parents that she was working with and trying to find them a place to stay until their house could be repaired. The parents were in a fog, and the adjuster couldn't deal with them knowing about the kid.



InsTeacher Cool

InsTeacher
Forum Expert
Leave a quick message

InsTeacher
Forum Expert

Joined: 13 Aug 2007
Posts: 1398

Location: Oregon, USA
127.26 Dollars($)

PostPosted: Fri May 01, 2009 8:26 am   Post subject:   

That's an interesting post, Mike LaughingLaughing



Anyway, like the other posters have mentioned (except Mike’s of course) CAT adjusters or catastrophe adjusters specially handle the catastrophe claims.



Some CAT adjusters are employed by the insurance companies whereas many others would work independently.



The catastrophe adjusters career involves visits to the sites whenever a disaster strikes, i.e. when the company adjusters are stationed at the office the CAT adjusters have to visit the site of occurrence . And, often to reach to the place they have to travel long distances and work under difficult conditions.

JeremyHolter
Senior member
Leave a quick message

Jeremy Holter

Joined: 06 Jun 2007
Posts: 1185


210.40 Dollars($)

PostPosted: Fri May 01, 2009 9:33 am   Post subject: Catastrophe adjuster career  

Thanks all for your responses Smile



Between, what you need to know to become CAT adjuster? Where can I get the training?


_________________
Register Now to have your Insurance queries solved.
CAT_djuster
Guest







PostPosted: Fri May 01, 2009 2:24 pm   Post subject:   

Living in an area that sees a lot of tornado and hail destruction and lost lives, we also see a lot of cat adjusters. While there may be some people that are part of a team that does this all the time, there are a lot of companies that tell their adjusters and appraisers, (no vacations scheduled from april til november), you will be available for minimum two weeks as a storm claims team when we need you.



While we see for the most part, a large degree of professionalism, we also see the person or the company that just gets an initial check for damages issued and when the team leaves the local appraisers have to mop up behind some lazy appraisers, that is if the company is represented in the area where losses occur.



_________________

If you can't find the time to do it right, how will you ever find the time to do it over.
MikeoftheOzarks
Senior member
Leave a quick message



Joined: 10 Feb 2008
Posts: 605

Location: in the missouri ozarks
193.97 Dollars($)

PostPosted: Sat May 02, 2009 11:14 am   Post subject:   

Quote:
The vet says there you go, you now have a cat scan and a lab report to go with my opinion.
Oh mike, that was sooooooooo bad, but funny... Wink
Quote:
When you think of claims adjusting, most people don't think of the emotion involved.
Good point Teacher, adjusting (cat or not) is not a job for everyone, there are many many claims, that are still with me years and years later...you don't just issue a draft and forget about the 17 year old killed on motorcyle, or the guy who lost his arm in a grain auger, (i could go on and on)...there is human side to it as well, and adjusters are not just robots without feeling...



Wow air lifted to a storm site! that it just tooooooooo freakin' cool! At the company I worked for prior to this one (10 years there) I had to ride a storm roster for three weeks a year, got caught three times in that ten years...I personally liked working the claims, (pretty easy really), the hours were very long 10-12 a day-6 and 1/2 days a week, (we got 1/2 a day off on sunday) for three weeks (5 once) straight...the pay was great...but I HATE being away from home...so for me it's not a good fit....the company I work for now has a set storm team, you must commit to a 12 month stint....these people make a lot of money but work their butts off doing it and a way from home several weeks at a time...(hotel living really stinks IMO after about four days! Rolling Eyes )...but for the young, single and free, it's a great adventure...
Quote:
Where can I get the training?


I really don't know what to tell you about that CAT, if you are an adjuster for a company you will get training from them, and then can sign up for their cat roster (if they have one)...you need to know how to write estimates on vehicles for hail, wind etc...and on homes for just about everything you can imagine....Most companys have software for both types of estimating....You might check with your state's dept of insurance (your state may or may not require adjuster licensing)....
Quote:
see the person or the company that just gets an initial check for damages issued and when the team leaves the local appraisers have to mop up behind some lazy appraisers
Been there and had to clean that up WAY more times, than I care to remember! Mad


_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Tue May 05, 2009 11:11 am   Post subject:   

Hi CAT_adjuster,



Most of the insurance carriers would look for professionals involved in construction job or auto body parts repair. Such backgrounds are helpful at determining property losses. As a CAT adjuster your job is to determine whether the catastrophe has partially or fully destroyed the vehicle.



Steven

steven
Senior member
Leave a quick message

steven

Joined: 02 Feb 2006
Posts: 1546


215.91 Dollars($)

PostPosted: Tue May 05, 2009 11:32 am   Post subject:   

Hi,



As far as training part is concerned i dont think it should be of a great problem to get through. All you have to do is google for CAT adjusters training in your state.



You could also simply walk in to any insurance office to get the information.



I know of a site you can go online and register yourself. They are into placements for CAT adjusters as well. Infact they deal with all kinds of insurance openings.



If you want to go for it seriously do it now... so u can get an opportunity to be on job soon... when its what they call as the Storm season...



GNP



_________________

TC



gnp
gnp
New member
Leave a quick message

gnp

Joined: 25 Feb 2009
Posts: 41


12.56 Dollars($)

PostPosted: Tue May 05, 2009 11:37 am   Post subject:   

OOPS..... the sites are::



www(dot)ips(dash)staffing(dot)com



www(dot)PSSinsurance(dot)com



www(dot)westerninternational(dot)com



i am sure there are many more... try the staffing agency in your vicinity..



_________________

TC



gnp
gnp
New member
Leave a quick message

gnp

Joined: 25 Feb 2009
Posts: 41


12.56 Dollars($)

PostPosted: Tue May 05, 2009 11:23 pm   Post subject:   

Try getting trained and licensed first.. Wink



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Wed May 06, 2009 12:45 am   Post subject:   

Try Catadjuster.org



They have many listings for schools and training as well as numerous adjusters that can give you the insight that may help you. You have to get past some of the "old timers" that will get on you for asking simple questions or questioning your motives for wanting to become a cat adjuster. Sort of a territorial bunch, but helpful.



One thing..... don't ask how much money you can make. They don't like, won't answer and will most likely mock you for asking. A lot of the good ones on the site consider themselves professionals (as they should) and will tell you if you are getting into it for the money then you are doing it for the wrong reason.



_________________

Can I say I’m working if I stare blankly at my computer all day?
Dasfuk
Senior member
Leave a quick message

Dasfuk

Joined: 27 Feb 2008
Posts: 606

Location: Ohio
24.95 Dollars($)

PostPosted: Wed May 06, 2009 9:15 am   Post subject:   

CAT_adjuster asks:

Quote:
Between, what you need to know to become CAT adjuster?


A lot of resources for you up there...now do you have queries regarding any specific area of concern?



Steven
steven
Senior member
Leave a quick message

steven

Joined: 02 Feb 2006
Posts: 1546


215.91 Dollars($)

Quick Reply
Your Name
Subject
Message body
All times are GMT
1, 2, 3  Next  
Page 1 of 3


Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

    Connection Error: Connection refused