What qualifications do you need to be an insurance agent?

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PostPosted: Fri Dec 14, 2007 5:44 am   Post subject: What qualifications do you need to be an insurance agent?  

Can someone explain what the process is to become one? I'm considering taking up a career in it.
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PostPosted: Fri May 02, 2008 9:08 pm   Post subject:   

Basically to become an agent:

First: You have to decide what lines of insurance you want to sell.

Second: you have to take state approved pre-licensing classes for the types you wish to sell.

Third: You have to pass the state exams for the lines you wish to sell.

Fourth: You have to get appointed in your state with the insurance carriers you wish to have product lines through.
This can done through a captive agency, an FMO/IMO, or sometimes directly from the insurance carrier.

That is the easy part...

mac
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PostPosted: Sat May 03, 2008 1:25 pm   Post subject:   

well said mac
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PostPosted: Thu Jun 05, 2008 5:07 pm   Post subject:   

I think beatuplunchbox have already said it all. Just follow those steps. Good luck your insurance career. Hope you can help many people for their financial needs.
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PostPosted: Sat Jun 19, 2010 1:21 am   Post subject:   

How I could report a insurance office that the agents are not license

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PostPosted: Sun Jun 20, 2010 1:26 pm   Post subject:   

contact your states dept of insurance. They all have websites.
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PostPosted: Sat Jul 17, 2010 9:09 pm   Post subject: Can you?  

Can you be an insurance agent if you have a felony?
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PostPosted: Sun Jul 18, 2010 11:40 pm   Post subject:   

you can be a geco or "flo's" dog and do the job us agents do. LOL
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PostPosted: Thu Jul 22, 2010 4:43 pm   Post subject: Licensing  

Oh yeah, You will also need fairly good credit as for all companies will do a credit check on you before appointing you to sell their products!
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PostPosted: Mon Jul 26, 2010 2:43 am   Post subject: found part approximately 2000  

evaporation first below public
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PostPosted: Mon Jul 26, 2010 2:44 am   Post subject: cooling few sectors  

clathrate total scenarios
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PostPosted: Wed Aug 11, 2010 6:02 am   Post subject: unsure of area to pursue  

Hi all, I am considering getting my license in life , health , and variable annutiy. I have taken my certification and also worked as a temp licensed agent for lib nat. Now I am thinking of getting my agent license. The only thing is i may wish to pursue a different area such as property & casualty. My question is can I do both or would I have to choose one or the other? Also should I start where I left off w/ life ,health and annuities or should I go for the other license.? I also like the idea of auto insurance, but I wish to choose the area of less charge back until I get well versed in the industry. If anyone is available to answer my questions, I would be greatful. I am 30 looking for a career and so far I like and am good w/ Insurance issues. Still have alot to learn.
P.S. Hungary for success! Confused Very Happy

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PostPosted: Wed Aug 11, 2010 5:37 pm   Post subject:   

You can definitely do all of the above. As a matter of fact, if you dont you are missing out on a lot of opportunities.

The licensing requirements do still vary somewhat from state to state, so you should likely consult your state's Department of Insurance for the licensing requirements for P & C. But. typically the P & C license is an additional license and will not replace what you already have.

The P & C side of the business can provide a lot of stability due to the ability to build substantial renewals.

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PostPosted: Sat Sep 24, 2011 4:36 pm   Post subject: bad credit  

if you have very poor credit and have passed your exams is there a job for you in the insurance industry until you get your credit repaired?
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PostPosted: Sun Sep 25, 2011 2:51 pm   Post subject:   

There are some companies that might not hire you, but you should not experience too much of that.
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