Working from Home

Submitted by Ontario Broker on Fri, 09/26/2008 - 17:31

I'm just curious to know how many of us work from home vs at an office? When I went independent I decided to work from home and was very nervous about it. But I like it. I have clients here from time to time but mostly I go to their homes or business.

I had one nightmare client who showed up at my place all the time - without any appointment or anything and at all hours of the day and night. At my first opportunity I parted ways with that client.

All of my other clients are very respectful of it. I do toy with renting an office again - especially since I am reaching the point of needing an assistant.

Anyhow - who here works from home and what has been your experience - do you love it? Hate it?

Posted: 26 Sep 2008 08:32 Post Subject:

I do a little of both but for the most part I am at the office. I like to work from home because all of luxuries of being home but at the same time I love going to the office and interacting with all my fellow agents and also I would miss out on walk-ins. But I think a little of both keeps me sane and keeps me from feeling stuck at work.

Posted: 26 Sep 2008 08:35 Post Subject:

It's my agency so I work at the office.

Would hate to think how many margaritas were downed by my staff if I wasn't there.

Posted: 27 Sep 2008 05:53 Post Subject:

While working from home has its advantages, a person may get carried away since it is too comfortable to be at home.

Human behavior after all is always influenced by the environment. Home lacks the energy and dynamics you can find in an office. There is always silent competition amongst coworkers that makes you stay on your toes and motivates you to achieve more.

For those who choose to work from home, it is always a good idea to have home office design to help you create a productive environment.

Posted: 27 Sep 2008 11:49 Post Subject:

I personally have worked from home (actually I'm in the field about 99%) for about eight years...however I am an adjuster not an agent...and never ever do I want anyone knowing my address... :roll: there are challenges to working at home the biggest to me is, getting it across to everyone that Lori is working right now! although she's home!

Posted: 28 Sep 2008 01:34 Post Subject: Leads from the Source with a Personal Touch

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Posted: 28 Sep 2008 05:54 Post Subject: hi

I like to just work at office.most of the peaople don't want to spend happy hours at home for the clients purpose.Unless there are are rare cases i will be talking to be on phone.
so,its better to tackle matters at office or at their home.
my site
insurance-quotes-1[dot]blogspot.com

system edited-link deactivated

Posted: 08 Oct 2008 10:39 Post Subject:

well if you want to make your career as a insurance agent never think of working from home

Posted: 08 Oct 2008 12:51 Post Subject:

If I was in the business I think it would be a good opportunity to work from home. Gas prices wouldn't effect you as much (unless like Lori your in the field most of the time). I think it also would have its draw backs. When I could work I really loved the time getting away from home and feeling independant. I don;t know who all would agree with me but sometimes when your married you are so busy being a couple that you forget about you in the singular form. It was nice to get around other people and a different setting. Guess that is why I can't figure out why people chose to be unemployed.

Posted: 08 Oct 2008 05:00 Post Subject: Working from home

“Well if you want to make your career as a insurance agent never think of working from home” –Not so great advice. We're all not programmed to work ten hours a day while Ms. Daily Period stands over us. Nor is it any more likely humans can tolerate bullying for very long. This guy sounds intelligent, he should try it out, especially if he's got a book going. It's never to late to take crap from an employer.

Ah forget about it. I stay in my home office all day. I go out to the post office once a week that's all. I got a bathroom down here. I'm surrounded by a great sound system and all of my guitars. My fax machine, two printers, all of my study materials, insurance books, TV and DVD. I can duck out my back door to my one acre of land anytime I want if I need a break and smell the fresh mountain air and listen to the leaves blowing in the wind.

We indies who work from home can watch The Sopranos at 9am while in our PJs having breakfast. Quitting time is whenever we say and we can surf the Internet for quality adult material all day without fear of an 80-year-old, celibate “boss” catching us.

Leave the house? What for? Oh, to drive 300 miles one way to show just a prospect a few proposals? Hello? It's 2008, get out of the 70's. Faxes, teleconference, video conference…What's the point in being licensed in more than one state unless you enjoy driving and the cost of gasoline and flying to get that prospect their one proposal they were “thinking about”? Duh.

The camaraderie of the office? Oh yeah, and the back stabbing and politics and over-paid, know-nothing managers insisting you meet your weekly, insurmountable “numbers”. –this never comes with office life does it? Traffic, jerks on the road slowing everyone down. Getting up at 4am to de-ice the car. $4 gasoline, parking, tolls, maintenance on the vehicle. Forget about it. With that lifestyle you won't live very long, that I can guarantee you. Think statewide, act locally, expand slowly. Don't burn up your life savings. Live life, learn, be kind, pay your employees fairly, don't ever be a cheap-ass and stay green. Dig it baby…..
Now go and do it and don't argue with me, ever.

-Ricky C 8)

Posted: 08 Oct 2008 10:27 Post Subject:

Ricky you sure make some good points but it sounds like you have never had a really good working environment. I actuall did at one time and looked forward to going to work...Probaly helped that I was "Ms. Daily Period" but I never had trouble making the work place enjoyable.

Posted: 09 Oct 2008 01:22 Post Subject:

Playing devil's advocate here, I have done both. I have to admit I love them both. Working from home allowed me to do homework when it was slow and put a little dinner on as well; however, I really missed being around other people. I think we need that communication in our lives. I think if you are starting a new business, working from home could be good since you don't need the office space right away therefore saving money; however, a business grows, you can have the flexibility, if staffed, to go in late and or work some days in or out of the office.

Posted: 09 Oct 2008 10:58 Post Subject:

I think you are in tune with my line of thinking here. I haven't personally done both but when I was home with kids under school age I really missed being out there a part of things. Yes it was nice not to have to rush through the day and then home to take care of household needs but I think everyone needs some of there own time so they can feel good about themselves.

Posted: 09 Oct 2008 01:58 Post Subject:

If you decide to work from home you had better be very disciplined and you better sharpen up your time management skills.

I still work from home and also have an office to go to. They both have their good and bad points.

Sometimes it is very difficult to get shaved, showered and dressed just to walk down stairs and go to work. Some people say, just work in your PJs.
I sleep in my PJs, I don't try to run a professional organization in them.
It is very true that the way we dress will have an impact on our day.
It is also sometimes very difficult to stay on schedule at home, because there are distractions.

If you have clients coming to your home office, you had better make sure that your business is insured as a business or Ms. Jones tripping on your stairs just might wipe you out.

Going to an office at another location is a hassle, no doubt, with the gas expense, the traffic, etc., but it does allow me to associate with other people and sometimes that helps.

I like both, but neither all the time.

Posted: 09 Oct 2008 02:50 Post Subject:

Insurance Maze. Great post and lots of very valid points there. I really agree with the getting dressed thing. It would actually put you in the business mood.
Also wouldn't it cost you more in insurance for your home of you were to use it for business purposes? Maybe could get some tax write offs..who knows..
The suing part is what would scare me...One day I had the Sears guy come because the frig wasn't making ice (brand new). It was winter time and he didn't have a good vechicle to pull all the way down in and had to walk. The driveway was a little slippery and at one point he looked at me and said "Hope you got homeowners" It WASN"T even that bad...he chose to walk in the ice/snow in stead of where it was melted because he didn't want mud on his shoes. I called that to his attention.

Posted: 09 Oct 2008 05:47 Post Subject: Working from home

"...but it sounds like you have never had a really good working environment." -I've worked in offices as a CSR. As an Electrical Mechanic. Indoors, outdoors, phone company, in the film industry too. Working in a structured invironment, especially if you don't have to, only increases one's chances of having to work side by side with or for an owner who's not only a genuine ignorant jackass but they're also from The Planet of Me First. And they get off ruining your day, all day, every day. So for tusharagg87 to suggest to not even try is asinine.

"Probaly helped that I was "Ms. Daily Period" but I never had trouble making the work place enjoyable." -I don't see how brow-beating and talking down to co-workers helps anyone. One of the main reasons why people change careers or ask for transfers: It's not the job detail, it's the people they can't stand. That daily, nagging, patronizing tone they all love.

Forget about it. Dress the way want, enjoy your surroundings, make money. Forget the office, forget the losers stuck in a cubicle that aren't allowed to even get up to use the bathroom. Forget the rules: There are not rules folks! If you enjoy the commute and throwing your money away on gasonline and tolls and upkeep on the vehicle, and the daily aggrevation of said commute, great!

The bylaws in my community don't allow customers and yes, homeowner insurance should cover that litigious person with no brains and yes, if he chose to walk through the ice instead of around; he's at fault and should kiss your ass.

You can see after my commuting for 20 some odd years, I'll have no part of it if I can help it. And having my own insurance agency does.

Good luck and be well. Take a breather and try and enjoy the limited time we all have down here: We only get one chance.

-Ricky C.

Posted: 09 Oct 2008 06:13 Post Subject:

Sorry for the double post: It was unintentional. Time for some Pizza!

Posted: 10 Oct 2008 06:38 Post Subject:

Operating from home seems to be the most appropriate idea for a couch potato like me ;) I simply hate to leave the comfort of my home and go to office.

Anyways, I agree with InsMaze, not that any one can stay focused and competent while working form the comfort zone, especially for a person like me. Hence, I've to go to office everyday, though I hate it, to earn my dough :D

Time for some Pizza!



Who's ordering? :D

~Jeremy

Posted: 11 Oct 2008 06:42 Post Subject:

So I think we have come to the conclusion that working either at home or away from home is veiwed differently by everyone and just like everything in life it all has its pros and cons. I guess we should consider ourselves lucjy just to have the opportunity to even make that kind of decision.

Posted: 24 Oct 2008 06:23 Post Subject: FE

Working at home is great if you are easily motivated. If I worked from home I would get nothing done and then wouldn't have a home. Its like the online college courses they look easy but nobody ever reads the book before the test. If anybody is working at home or would like a 100% tele sales FE product let me know. NO driving and no more clients standing you up.

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