| Message |
Author |
|
 Posted: Thu Nov 13, 2008 10:49 pm Post subject: How to pass |
|
|
How to pass the state portion of the VA life health and annuities exam?
_________________
Register Now to have your Insurance queries solved. |
|
Guest
|
|
| Posted: Fri Nov 14, 2008 12:00 am Post subject: |
|
|
| Get so many of the questions correct. |
|
tcope
Forum Expert
Joined: 22 Nov 2006
Posts: 5065
Location: Salt Lake City, UT
272.43 Dollars($)
|
|
| Posted: Fri Nov 14, 2008 1:41 am Post subject: |
|
|
I know this is an ''old fashion'' response, but either STUDY, or CHEAT!
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Fri Nov 14, 2008 3:46 am Post subject: |
|
|
Tough question, but kind of right up my alley. Let's see what I can do to help. Virginia is a Pearson-Vue testing state. Pearson Vue, as you may already know, is the testing company that Virginia contracted with to test insurance licensing candidates.
Having no idea who your educational provider is, I don't know whether you are doing a classroom, online or workbook study environment. There are different "tricks" to successful completion depending on how you're learning your prelicense material. So,,,please let me know your method of study.
First of all, make sure that you spend some time reviewing the content outline for your exam. Here's a link to that content exam as published by Pearson-Vue: http://www.asisvcs.com/publications/pdf/125301.pdf
Make sure that you review the life and health portions of this outline. Do NOT forget the "law" portion!! You will have 100 general questions on life and health, and an additional 40 questions on Virginia specific laws and rules for a total of 140 questions that count towards your score. It is a combined life, health, annuities and law exam laid out in two parts. You will complete the general portion first, and then continue into the state specific portion.
It's also a good idea to review the candidate licensing handbook if you haven't done so already. Here's a link to that publication:
http://www.asisvcs.com/publications/pdf/125300.pdf
If you already know that stuff, what can help you actually pass? The exam isn't that hard in Pearson-Vue states. We have a great deal of experience with this testing company, and have found many ways to help. It's too bad my company isn't in your state...we're in PA, W.Virginia, Tennessee, NY and Delaware, but not VA. Bummer.
Make sure that you deal in concept as well as dealing in definition. While it is always important to understand the definitions, if you're unable to go from A to B to C to D, and then from A to D seamlessly, you've got issues.
The law portions are generally considered "easy points." The laws and rules are specific: know your free look periods and what it means, know grace periods, know the Commissioner stuff and his right, duties, etc., know about licensure, continuing ed, record-keeping req's, any laws that are specific and weird to VA, like I saw one in the outline on this:
| Quote: | K. Virginia Family Access to Medical Insurance
Security Plan (FAMIS) |
Got a hunch it's about state subsidized medical expense coverage or something along those lines... 
Next, utilize any practice tests that are available to you. DO NOT buy the practice test that Pearson-Vue offers online. I have seen I don't know how many people buy it then regret it. This is assuming you have decent testing material available to you now, however. Theirs is better than nothing, but not much.
Annuities can be a pain, and so can qualified plans and tax issues. When you're reviewing the content outline, take care to notice how deep any particular area is on the exam. For instance, you'll get 21 questions on life insurance policy provisions, options and riders, but you'll only get 3 questions on social insurance (Medicare, Medicaid, etc.). Since everyone only has "X" amount of time to study, doesn't it make sense to spend most of your time on those areas that can most affect your test score?  
There's a lot more to it, but those are some of the basics. I can answer any question that you may have regarding these tests, no kidding. I'm not going to pimp my company here, because that's not the point of thise forum. BUT... I run the insurance education division of a multi-million $$ securities, real estate and insurance educational provider. We cater to rookies and seasoned pro's alike, and have some of the best first-time pass rates in the country for license seekers. Proud to say, we have the best NATIONAL pass rate of any education provider that uses Thompson-Prometric as the testing provider. Just learned that!   We're currently in 28 states and will eventually take over the world of professional education!!  HAHAHAHAHAHA (Sorry, got a little carried away there...)
Lemme know if you need something, and I'll do my best to help. Don't know how much time I can give ya, but I'll try.
InsTeacher  |
|
InsTeacher
Moderator
Joined: 13 Aug 2007
Posts: 1331
Location: Oregon, USA
118.58 Dollars($)
|
|
| Posted: Fri Nov 14, 2008 5:46 am Post subject: |
|
|
I used an unorthodox method with 17th and 18th Century influences and some old Celtic practices.
#1. find some where you can be alone and that's quiet.
#2. only have enough light to read by.
#3. read quietly to yourself,
#4. Repeat step 3 a lot.
From time to time to break the monotony, I'd read to myself But I would use Sean Connery's voice in my head.  |
|
Dufus
New member
Joined: 12 Nov 2008
Posts: 3
2.89 Dollars($)
|
|
| Posted: Fri Nov 14, 2008 6:54 am Post subject: |
|
|
| Quote: | | I used an unorthodox method with 17th and 18th Century influences and some old Celtic practices |
What...you got some tapes of old Boston basketball games? Sorry...bad joke. I know what you are referring to, and couldn't agree more. It's crucial that you spend a lot of time in "repetitive" mode.
It's like anything else that requires instant recall; drill, drill, drill. Remember the old adage "You play how you practice," and apply it to this test. It's important that you are not interrupted when you are studying, so find a quiet (or loud) place to do your work. I am, fortunately enough, one of those who doesn't mind noise in the least when studying, and commonly have loud music going on in the background. The key is to do what works for you, and do it a lot.
I normally tell people that for most, it's going to take 2-3 times the minimum required hours of education to successfully pass this stupid test on the first try.
Good words of advice, Dufus.  I'd, however, use Shania Twain's voice. Sweeeeet.
InsTeacher |
|
InsTeacher
Moderator
Joined: 13 Aug 2007
Posts: 1331
Location: Oregon, USA
118.58 Dollars($)
|
|
| Posted: Fri Nov 14, 2008 9:19 am Post subject: |
|
|
I guess the invariable solution is study more. Already some good suggestions from the revered members of the community However, you may check the following links. Hope it will help.
cfs-gc.com/ContinuingEducation/Courses/CFP/LIAIA/LIAIA_CFP.htm
asisvcs.com/publications/pdf/125301.pdf
Regards,
Juanita |
|
Juanita
Moderator
Joined: 04 May 2007
Posts: 735
Location: Idaho
137.01 Dollars($)
|
|
