insurance agents-brokers

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PostPosted: Tue Nov 11, 2008 5:19 am   Post subject: insurance agents-brokers  

Are there really any differences between the insurance agents and brokers?


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PostPosted: Tue Nov 11, 2008 8:27 am   Post subject:   

Hi Pompido,



Insurance brokers are professionals who'd offer you a vast channel of products to choose from. They are independent and more than that. That's why probably they are being described as "super-independent". Brokers are licensed agents and hence they are essentially more qualified than that of the general agents. ArindamSenIndies

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PostPosted: Tue Nov 11, 2008 8:48 am   Post subject:   

Hi,

Brokers would need to involve themselves with a lot of other stuffs across the different states. They would need to analyze the business operations after a careful considerations of facts and thus decide the right kinda coverage towards covering the business.



On the other hand the agent would merely have some administrative tasks to perform. But yeah, you'd certainly need to pay them more than the general agents. Brokers would either charge the administrative fee or fetch more premiums for issuing the coverage. Evan

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PostPosted: Tue Nov 11, 2008 11:00 am   Post subject:   

While the insurance agents work on behalf of the insurance company, the broker works for the customer. The broker has lot more flexibility in finding a policy that would suit your needs.



While the insurance agents receive the commission on the sales, the broker receives brokerage fees from the client.



Many a times you may hear people use the terms insurance agents and brokers synonymously, but they are different by their nature of work.



Hope this helps.



~Jeremy

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PostPosted: Wed Nov 12, 2008 8:31 pm   Post subject:   

I'd just like to expand on Jeremy's post a bit.



From a layman's, or general insurance consumer's standpoint, the terms agent and broker are entirely snonymous. From a position within the industry, there are basic differences. Agents usually work for a specific company (Allstate Agent, John Doe) and brokers are usually self-employed (John Doe Insurance and Financial Planning).



Quote:
While the insurance agents receive the commission on the sales, the broker receives brokerage fees from the client.




Both agents and brokers receive commissions from the companies they represent. A fee-based practice is a slightly different entity and is more heavily regulated than the others. An agent has to jump through a few more regulatory / legal hoops to make that one work.


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PostPosted: Thu Nov 13, 2008 4:40 am   Post subject:   

Wow!! Investigator, thanks for dropping in with the imvaluable information. Also thanks for clarifying my shaddy areas. Hope it will help the OP to understand better about the broakers and agents.

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PostPosted: Tue Apr 19, 2011 6:06 am   Post subject: nJZlWeMfEUGx  

Brokers.. Super Smile


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PostPosted: Tue Apr 19, 2011 7:01 pm   Post subject:   

I'm an Independent Insurance Agent in GA and want to know how do you become a Broker?



I've read so many different things for example:



-There is no real difference between agent/broker/producer

-To be a broker you must have been an agent first depending on what state you live in

-Brokers don't have contracts with Insurance Companies



Is it better to be a Broker than an independent agent because you can negotiate the price for clients?



What else is required to become a broker besides a surety bond?



Thanks.

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PostPosted: Fri Apr 22, 2011 8:43 am   Post subject: SlMaQMPuXj  

Brokers.. Keen Smile


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PostPosted: Fri Jun 03, 2011 2:49 am   Post subject: XjdRPXVzcdHjPvMhP  

Brokers.. Peachy Smile


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PostPosted: Wed Jun 22, 2011 9:29 am   Post subject:   

Both insurance agents and brokers are insurance professionals who work as intermediaries between the insured and insurer.



Insurance agents are basically of two types. One is captive and other is an independent insurance agent. A captive insurance agent works only for one insurance company whereas an independent insurance agent works for many. The only serve as a link between insurance company and customer.



On the other hand, insurance brokers have more duties as compared to insurance agents. They even help their customers to make a knowledgeable decision in terms of their policies.

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PostPosted: Tue Jun 04, 2019 3:15 am   Post subject: russian dating  

Online lover goes away after widow's death



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PostPosted: Tue Jul 30, 2019 10:23 pm   Post subject:   

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PostPosted: Tue Sep 03, 2019 10:30 pm   Post subject:   

10K reward for online dating his mom



Marc Guss is offering a $10,000 reward to whoever can learn his mother a match.



"ones [extent] has been ten fold, Said the top of East Sider, Who posted his bid earlier this week on various local Facebook groups. "If I knew that she would meet someone and would be happy, each and every number too high,



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Esther's groom, George, died in 1986. from then on, The Manhattan Beach widow was in a long term friendship but her partner passed away three years ago.



after that, Marc, The co founder of voice over talent agency, ACM, Has been spending up to three hours a day managing his mother's online dating service profiles on sites such as Plenty of Fish and JDate. Her daughter customarily takes her to singles events.



"The guys on those sites are in their 70s and 80s, and they write: 'My age range is 40s to 50s,or,--" explained Marc. (Esther won't present her exact age, But says she will be in her 70s.) "these guys, Are just a slave to hoping a jackpot hits,



He said he has also forked out some $12,000 on top quality matchmakers and glamour shots for his mom, with no success.



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