 Posted: Tue Mar 02, 2010 6:27 pm Post subject: DWELLING FIRE COVERAGE FOR MULTIPLE UNITS OREGON |
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I am looking for coverage for 9 duplexes and 2 single family homes for a client in Oregon. The homes are in good condition and most are built in the 50's thru 70's with 1 single family built in 1920. This home will most likely be torn down and replaced with new once the economy improves. All the homes are occupied.
I would like to stay in the standard market but most companies have a limit and won't insure so many. Should I look at insuring them with more than 1 company? One home is in the company name (the one that may be torn down) and the rest are under personal name. Liability limits should be at least 500,000.
I quoted thru Fidelity but the maximum liability is only 300,000.
Any ideas or suggestions? Thanks so much.
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