Posted: Sun Apr 13, 2008 6:23 pm Post subject: product-selling method
Hello insurers.
Maybe the product managers or marketing department managers from insurance companies should be interested primary. There is an additional product selling method for non-life insurance companies, which will bring higher sales and extra net profit from its usage to the companies. Never used before. It is designed to attract more customers, who will pay for the insurance and it is combined with very low insured events in the future. So the company' income will rise. Costs consist of the project itself and a marketing campaign. The success depends on how the campaign will be made (its wideness).
Basically, the conditions of potential sale of the project are in advantage for the buyer. Contract with a notary authentification and with a refund option, so the buyer will get back the amount + 30% after 2 years from the first project introduction. Applicable worldwide to almost every developed country, especially in the US, where is the biggest package of money to tear from by this project. Number of attracted clients is 12-14% from the population in almost every country.
Nevertheless, there is one big problem for its realization. The potential interest from insurance companies was killed by their heavy-weight organizational structure, unanswered reception desks or people who took responsibilities and decision-making for somebody else.
If you are interested in any way or want to comment, please make your post. Or direct contact: clk at atlas dot cz
Thank you. _________________ Register Now to have your Insurance queries solved.
Well, sorry for my English. But it give a sense. First paragraph is about project itself and second about conditions to apply when buying. The third was about the fact, that I wasn't able to pass it to right people in big insurance companies due to their bureaucracy.
In summary:
It is a project/method, which could use a marketing department of big insurance or brokerage company. Its success depends on the powerness of the campaign. The costs are planned to return at first introduction.
The project of a method/product is for sale and special conditions of refund apply.
Written the same but differently. I hope it helped to understand Gary.
sdchargersfan it is hard to tell, because it isn't something you can patent. But please ask if you can set the exact question. "What is it about" - I wrote so. It is about earning more for insurance businesses on the current products from their portfolio.
The role of higher derivative operators in 4D effective field theories is discussed in both non-supersymmetric and supersymmetric contexts. The approach, formulated in the Minkowski space-time, shows that theories with higher derivative operators do not always have an improved UV behaviour, due to subtleties related to the analytical continuation from the Minkowski to the Euclidean metric.
This continuation is further affected at the dynamical level due to a field-dependence of the poles of the Green functions of the particle-like states, for curvatures of the potential of order unity in ghost mass units. The one-loop scalar potential in lambda*phi4 theory with a single higher derivative term is shown to have infinitely many counterterms, while for a very large mass of the ghost the usual 4D renormalisation is recovered.
In the supersymmetric context of the O'Raifeartaigh model of spontaneous supersymmetry breaking with a higher derivative (supersymmetric) operator, it is found that quadratic divergences are present in the one-loop self-energy of the scalar field.
They arise with a coefficient proportional to the amount of supersymmetry breaking and suppressed by the scale of the higher derivative operator. This is also true in the Wess-Zumino model with higher derivatives and explicit soft breaking of supersymmetry. In both models, the UV logarithmic behaviour is restored in the decoupling limit of the ghost.
Sounds like a great plan! _________________ Gary Spicuzza, *SAFE
Copyright 1956.
No rights reserved.
*Self Appointed Financial Expert
So what I am understanding in laymans terms is that you are building a time machine that cuts your grass before it gets to high, prospects for insurance clients after you need them and secretly puts gold bricks in my safety deposit box all for one low price?
write me a message (e-mail). Rick
