| Message |
Author |
|
 Posted: Mon Jul 12, 2010 12:16 pm Post subject: Day care liability insurance |
|
|
Of late we're being more worried about the risk of physical injuries that might be caused to children inside our day care facility. Does anyone know of day care liability coverage? Would it be necessary for us to have one such policy?
_________________
Register Now to have your Insurance queries solved. |
|
daycaregoof
Guest
|
|
| Posted: Tue Jul 13, 2010 9:07 am Post subject: |
|
|
| While operating such facilities it's absolutely necessary for you to get covered for bodily injury as well as property damage. I hope it's a licensed facility! |
|
steven
Senior member
Joined: 02 Feb 2006
Posts: 1553
215.66 Dollars($)
|
|
| Posted: Wed Jul 14, 2010 11:24 am Post subject: |
|
|
| There are some companies who'll cover your day care facility without any extra cost. But if your facility turns out to be an unlicensed unit, your day care operations may not be covered under any condo, tenants' or home insurance. |
|
roddick
Senior member
Joined: 05 Oct 2005
Posts: 962
143.16 Dollars($)
|
|
| Posted: Fri Jul 16, 2010 7:31 am Post subject: |
|
|
Some of the carriers will endorse such coverage for an additional premium. Others will simply not cover a day care. You should always go through your policy papers and consult with your agent to be sure if your policy has such benefits or if it's offered for an additional cost.
_________________
AmPmInsure Blog |
|
sil
Community Writer
Joined: 30 Sep 2005
Posts: 483
89.47 Dollars($)
|
|
| Posted: Sat Jul 17, 2010 7:14 am Post subject: |
|
|
| Quote: | | But if your facility turns out to be an unlicensed unit, your day care operations may not be covered under any condo, tenants' or home insurance. |
That's there, but if it's covered, the rates would very much depend on the liability limits of your home, condo or tenant policy.
_________________
Insuranceguy.ampminsure.org |
|
Juanita
Moderator
Joined: 04 May 2007
Posts: 735
Location: Idaho
137.01 Dollars($)
|
|
| Posted: Wed Aug 24, 2011 3:43 am Post subject: CrVqyHxlFdKRbx |
|
|
Just what the doctor ordered, tkhnaity you!
_________________
Register Now to have your Insurance queries solved. |
|
Lesa
Guest
|
|
