by Guest » Wed Jul 07, 2010 06:00 am
I took out a policy on my mother when I was 24 years old(10 years ago)I was thinking of myself as being her child so where it said "Beneficiary" I circled child. During the past 10 years I have paid every premium & My mother also left me as her sole executrix of her Estate via her last will & testament.
She created that will for the simple fact that my (Cool other brothers & sisters where not to be trusted,half of them are crack heads,Prostitutes,& alcoholics.(Sad but true)
Long story short,after her passing I contacted "Gerber" & they sent me a form stating " Beneficiary" to be paid in equal shares to all surviving children" You could only imagine my SHOCK! after paying for this small $7000.00
policy....This was just simply a oversight a human error made by me at the age of 24 & I only found out about the error after my dear Mother had passed away.
Already my so called brothers & sisters are calling Gerber doing there best to put a claim on this policy,they are rightfully due nothing but,I know legally due to MY stupid error the small policy I paid for will be stolen from me by drug users & common street trash (by choice)
Is there any way on earth I could contest this?
I have every receit,I have the last will stating my name only. & my mom even made a foot note inside the original policy stating "completed for Shannon 2/7/01(as she indeed knew all about the policy I had taken out on her & was happy about it.
I could go on for days about how messed up this is,question is do I have any legal grounds to a policy I paid for?
Thank you,Shannon.
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She created that will for the simple fact that my (Cool other brothers & sisters where not to be trusted,half of them are crack heads,Prostitutes,& alcoholics.(Sad but true)
Long story short,after her passing I contacted "Gerber" & they sent me a form stating " Beneficiary" to be paid in equal shares to all surviving children" You could only imagine my SHOCK! after paying for this small $7000.00
policy....This was just simply a oversight a human error made by me at the age of 24 & I only found out about the error after my dear Mother had passed away.
Already my so called brothers & sisters are calling Gerber doing there best to put a claim on this policy,they are rightfully due nothing but,I know legally due to MY stupid error the small policy I paid for will be stolen from me by drug users & common street trash (by choice)
Is there any way on earth I could contest this?
I have every receit,I have the last will stating my name only. & my mom even made a foot note inside the original policy stating "completed for Shannon 2/7/01(as she indeed knew all about the policy I had taken out on her & was happy about it.
I could go on for days about how messed up this is,question is do I have any legal grounds to a policy I paid for?
Thank you,Shannon.
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Posted: Fri Jul 09, 2010 02:36 pm Post Subject:
This OP's question also popped up in another thread. One of the responders indicated that Gerber also has a "final expense" product that makes "children of the insured in equal shares" the default beneficiary when there is no surviving spouse. Rather odd in my book.
But it looks like Gerber is now covering "cradle to grave" in more ways than one. Just not writing anything in-between where people really need the coverage.
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