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Posted: Wed Aug 19, 2009 1:39 am Post subject: life insurance |
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Should we get a life insurance? If yes,which one is good?  |
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garry4
New member
Joined: 17 Aug 2009
Posts: 23
6.61 Dollars($)
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Posted: Wed Aug 19, 2009 2:30 am Post subject: |
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Does anybody care financially if you die today? If not, will anybody care financially if you die in the future?
If either answer is "yes", you should buy life insurance.
It's not a question of which is "good". They are all good for somebody. It's a question of what is appropriate for you. |
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InsuranceExpert
Senior member
Joined: 05 Apr 2009
Posts: 662
142.69 Dollars($)
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Posted: Wed Aug 19, 2009 2:34 am Post subject: |
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| Thanks for this help,i really appreciate that. |
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garry4
New member
Joined: 17 Aug 2009
Posts: 23
6.61 Dollars($)
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Posted: Wed Aug 19, 2009 2:55 am Post subject: insurance |
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| I'm NOT saying not to get Life Insurance..it sure would help with our Final Expenses. However...(looking on the 'other side' of it..) I've seen plenty of families 'broken' because of Life Insurance. I mean, as soon as family members found out there is money involved, and disturbuted, at the time of death, that's about ALL they care about....how much are THEY going to get, etc? Sad to see. The PURPOSE of Life Insurance is to provide for your loved ones, especially your children. |
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sdchargersfan
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Joined: 21 Aug 2007
Posts: 2055
4.67 Dollars($)
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Posted: Wed Aug 19, 2009 12:44 pm Post subject: |
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| May be you are right,sdchargersfan. But not in all cases. |
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garry4
New member
Joined: 17 Aug 2009
Posts: 23
6.61 Dollars($)
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Posted: Wed Aug 19, 2009 9:11 pm Post subject: insurance |
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GARRY4...want to say 'glad to meet you'!!! There are families who are NOT 'money hungry'..this is true. They actually do have some sort of 'family moral and value'. It's just sad to see that the money ( in some cases..) is most important issue than the deceased family member. |
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sdchargersfan
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Joined: 21 Aug 2007
Posts: 2055
4.67 Dollars($)
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Posted: Wed Aug 19, 2009 9:45 pm Post subject: |
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Yes, it is sad when family members put money ahead of you...again in some cases. But i am lucky. Hope you are lucky too. Nice to meet you here.  |
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garry4
New member
Joined: 17 Aug 2009
Posts: 23
6.61 Dollars($)
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Posted: Mon Aug 24, 2009 5:07 pm Post subject: Should we get life insurance? |
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Whether or not you should get life insurance depends on you.
Do you have anyone who relies on you for financial support? Do you have money to pay for your final expenses? Do you have a family?
It depends on your personal situation. If you have people who rely on you for financial support, then life insurance can help to replace your income if you die.
The right type of life insurance depends on your personal situation and your goals for your life insurance. What do you want your life insurance plan to accomplish?
Make sure you meet with a licensed life insurance agent to review your personal situation and discuss your options. _________________ Learn how term life insurance works and compare free term life insurance quotes - visit http://www.term-life-online.com |
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Hadley
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Joined: 25 Oct 2007
Posts: 77
31.55 Dollars($)
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JTInsure
Member
Joined: 30 Apr 2009
Posts: 76
Location: Ohio
18.40 Dollars($)
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Posted: Mon Sep 07, 2009 3:54 pm Post subject: |
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| Type of insurance should never be the first step. Amount of coverage needs to be the first step. |
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InsuranceExpert
Senior member
Joined: 05 Apr 2009
Posts: 662
142.69 Dollars($)
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