Finding out secondary beneficiary in an AFLAC policy.

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PostPosted: Tue Mar 17, 2009 8:05 pm   Post subject: Finding out secondary beneficiary in an AFLAC policy.  

My name is Darlene Williams and i have reason to believe that i am a beneficiary on David Cal Goolsby.

AFLAC policies and the family has kept the polices from his son and his sons mother.

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PostPosted: Tue Mar 17, 2009 8:08 pm   Post subject: lost insurance policies  

i would like for someone to help my son and i find david cal goolsby insurance policies. darlene williams and jamarcus goolsby


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PostPosted: Wed Mar 18, 2009 7:14 am   Post subject:   

I fail to understand what stopping you from contacting Aflac and inquire about the policy. You have the policy holder's name and also the name of the company. You should ring up Aflac's office at the next available opportunity.



What do you mean by the 'family is keeping the policy from you'? Is the policy holder dead? How long it has been since he died?

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PostPosted: Wed Mar 18, 2009 7:59 am   Post subject:   

Darelen, do you have the idea who the agent has been of your husband? Was the policy through his employer? If so, you can then contact his employer and get the details of the policy.



Further, if you truly are the beneficiary of the plan and the death of the insured has been reported to the company, it would have contacted you by now. The life insurance companies are obligated to pay the death benefits only to the named beneficiary.


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PostPosted: Wed Mar 18, 2009 10:11 am   Post subject:   

What is your relationship to David? Has he died? Does he have a wife, kids, siblings? We need more information to help direct you to the right place..



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PostPosted: Fri Mar 20, 2009 10:28 am   Post subject:   

Darlene williams "reason to believeĀ” is not correct way to assume that you are the only primary beneficiary on the contract. You should confirm with Insurance Company, and while visiting to insurance company it is advisable to take your ID proof and your relationship document with the owner if any.

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PostPosted: Fri Mar 20, 2009 11:04 am   Post subject:   

Hi Darlene



Have to tried to contact Aflac? Is David dead? Ideally if this is the case and if you or your son have been the beneficiary, Aflac should have contacted you. I believe if you can contact the insurance provider and tell them what you think, they might help you out with the name of the beneficiary.



Lori is this reasonable? Can the insurance companies reveal the name of the beneficiary in a certain individual's policy?



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PostPosted: Fri Mar 20, 2009 11:28 am   Post subject:   

Quote:
Lori is this reasonable? Can the insurance companies reveal the name of the beneficiary in a certain individual's policy
I think it's reasonable, but they can't/won't reveal that (all the privacy crap ya know Rolling Eyes ) what they can do is tell her 'yes' or 'no' you are or are not the beneficary..


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PostPosted: Fri Mar 20, 2009 1:22 pm   Post subject:   

That's right, (what they said Wink )



Just rest assured, if you are one of the beneficiaries, you will be contacted. It may take longer than you would like for it to be (i think it varies on the time insurance companies have to present themselves to you). Look up the insurance guidelines for your state to find this information.



Nobody can really keep you from this information, if you are listed on his life insurance policy to recieve a benefit, it was his choice. Now if his wife has children by him, they could take you to court if they wanted to, but i wouldn't know how successfull that would be.



This is of course considering he's dead. But i would call the insurance co. and simply ask them if you are indeed listed on his policy to ease your mind.



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PostPosted: Sun Mar 22, 2009 11:00 am   Post subject:   

firstly, what is your relationship with the person mentioned. and is he dead or alive? if he's dead, how long has it been? what evidence do you have that the policies were kept from you? and do you know the insurance company involved?



if the person is dead, and you know the company involved, do call them and ask if you're listed in his policy.



like domcha said, i dont think anyone can really keep you from this information. the company should ring you up if you are one of the beneficiaries. but if you're not convinced, just give them a call.

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PostPosted: Fri Mar 27, 2009 5:08 am   Post subject:   

Quote:
I think it's reasonable, but they can't/won't reveal that (all the privacy crap ya know Rolling Eyes ) what they can do is tell her 'yes' or 'no' you are or are not the beneficary..





Well well, so that's what Darlene wanted to find out. A 'yes' or a 'no' is a fair answer. She can take her next steps once the first step is done Smile


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PostPosted: Sat Mar 28, 2009 5:14 am   Post subject:   

Quote:
She can take her next steps once the first step is done


Sil's got a good point Exclamation


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PostPosted: Wed Aug 24, 2011 5:24 pm   Post subject: MRfBqozCUskHSSzPv  

AKAIK you've got the asnewr in one!


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PostPosted: Sat Oct 12, 2013 5:23 pm   Post subject: beneifiarys  

does alfac ask for a second beneifiary after you've already named one for the reasons in case your beneifiary dies with the policy holder and can delay summiting your your appl. for insurance until they have a secondary and there date of birth


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PostPosted: Sun Oct 13, 2013 3:13 pm   Post subject:   

Your application for insurance will not be delayed if you have not named a contingent beneficiary. AFLAC also does not sell life insurance. You may be purchasing a low value accidental death benefit. Those policies are low cost as a reflection of the small number of claims that are paid.



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