Posted: Wed Jul 30, 2008 4:49 pm Post subject: how to find life insurance policy
I never knew my father. I recently tried to locate him and was informed that he has passed away. He was court ordered to have an insurance policy for me and I am wandering how to locate it!?!?
Well, start with whomever he was close to when he died...wife, parents, siblings, other children maybe? Did he pay child support? I would assume he was court ordered to do that as well...If so that should give you the county and state he was in...then you can contact the Probate court of that county and see if his estate was probated...How long ago did he pass away? And in what state? I'm not sure of the statute of limitations on these types of things...If you have reason to believe he left a substantial estate it would certainly be worth your while to get an attorney involved...
I'm very sorry that your Daddy passed away before you could begin a relationship with him...I hope there are family members of his that can help to fill that gap and help you 'know' your Daddy in some way. _________________ Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
Hi crystal, Do you know your father's attorney? I think contacting him may solve the problem for you. Lori is right, you can also contact the county court to find out the status of his estate. Also check out if he had an executor for his property or not. The executor is the person appointed to execute the terms and conditions of the will.
Court ordered for how long is the question. Often times it's for minor children only, but if you are still a minor, I would start with the court that ordered it.
My condolences, my wife just lost her father who had been in and out of her life. It wasn't easy on her.
If you can get access to your father's check book or bank records, you may be able to find out whether or not he had a policy.
Insurance policies are usually paid monthly, quarterly, semi-annually or annually. If you can review the last year or so of debits to his checking account, you may be able to determine whether or not he had an active life insurance policy. Chances are, if he hasn't paid a life insurance company in the last 12 or 13 months before he passed, he probably lapsed the policy.
Probably, but not necessarily. Sometimes people pay by credit card, with cash or with a money order. Occasionally people buy single payment life insurance policies. Sometimes they will buy universal life or endowment policies that don't need to be paid every year. Also cash value policies have non-forfeiture clauses that can keep them in force long after the last premium was paid.
There is no government agency or public record that will tell you anything about your father's life insurance policies. You will have to get that information from his records. Hopefully the people who would have access to those records will be do the right thing. _________________ Insurance blog Personal insurance quotes CT health insurance insurance leads
I do empathize with you..& I'd have every reason to feel that people who were closely associated with your father could be of some help to you.
Why don't you check out with the same source about where he had been working last. Many times, I've come across such circumstances wherein the official records helped to locate the existence of such policies with the ex-employees as well as their beneficiaries
Wish everything works well with you!
ArmandaS _________________ Register Now to have your Insurance queries solved.
Posted: Sat Aug 02, 2008 6:09 pm Post subject: ID Theft
I'm trying to help a 82 year old man who has been a victim of ID theft. The suspects have his SS#. Is there a way that he can make sure that a life insurance policy was not issued on his life with death benefits? _________________ Register Now to have your Insurance queries solved.
I don't think that there is any way to determine whether or not a policy was issued in his name.
They would have to get a death certificate to file the claim. You may want to see if there is a way to limit or at least keep track of who is able to get a death certificate in the event that he passes away. _________________ Insurance blog Personal insurance quotes CT health insurance insurance leads
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Prove to them that you are entitled to the information, show them a copy of the death certificate along with a check for $70 and they'll tell you all about any policies written on your dad (within a certain time frame). _________________ Please feel free to go to my website at www.markcolbert.com or, if you have a specific question, you can email me directly. I hope I can answer any questions you might have. If not, I can certainly find an answer right away.
You can contact the attorney and ask him/her about the insurance policy. Asking someone who is related to your father can be of great help. _________________ Free Insurance Quotes
