LOST BENEFICIARY FORM

by bjamm1972_1 » Fri Jul 24, 2009 07:01 pm

If an insurance company lost or can't find the beneficiary form of a lif ins. policy, and I kinow that my son is beneficiary on this policy, what can I do? And by the way, how in the world would a company lose such an important form?

Total Comments: 25

Posted: Sat Jul 25, 2009 04:55 am Post Subject:

And by the way, how in the world would a company lose such an important form?



I know it is very stupid of them but this happens more often then we can imagine. Anyway, do you have any document that can support your claim, the policy paper?

Posted: Sat Jul 25, 2009 11:37 pm Post Subject:

The bad news is NO I don't have the policy or anything like it. The policy actually belonged to my ex husband. The only thing I have are witnesses that saw ex put his son on the paper and sign it. This was a group policy through work. I wonder if his empolyer could possibly have a copy?? If not though, do I have any options at all? Thank You

Posted: Sun Jul 26, 2009 01:14 pm Post Subject:

I wonder if his empolyer could possibly have a copy?? If not though, do I have any options at all?

When your ex took out the policy he had to list a beneficary...the carrier has that on file. Check with the benefits coordinator at his place of employment...What about going thru all of his (your ex's) paper work, at his home? Are we to assume that your son's father has died? Who made all the arrangements? Did they locate a policy while going thru his things? Who is cleaning up or cleaning out all of his thing?

Posted: Sun Jul 26, 2009 09:25 pm Post Subject:

Yes, my 14 year old's dad passed awy(my ex husband) about 3 months ago. This is where it gets really sticky. My ex remarried about a year ago. But, she is aware that my son was beneficiary. I have been told by a few people who are not experts in any way, that if there is a lost beneficiary form, that all benefits from the life policy would go to the surviving spouse. We did not find any type of paperwork. Ex unfortunatly was not a bookeeper of any kind. But it just seems that a copy of this HAS to be SOMEWHERE. Would you agree? Thanx

Posted: Mon Jul 27, 2009 05:56 am Post Subject:

But it just seems that a copy of this HAS to be SOMEWHERE. Would you agree? Thanx



Yeah, I'd, what about contacting the company's HR department? They might have retained copies of the applications made by their employees. Further, can you possibly get in touch with the agent who had sold these policies?

that if there is a lost beneficiary form, that all benefits from the life policy would go to the surviving spouse.



In case of no named beneficiary, in community property states the benefits would go to the spouse of the deceased. What is your residing state?

Posted: Mon Jul 27, 2009 03:52 pm Post Subject:

If an insurance company lost or can't find the beneficiary form of a lif ins. policy, and I kinow that my son is beneficiary on this policy, what can I do? And by the way, how in the world would a company lose such an important form?



Sorry, but I know that the beneficiary is me. My point with that jerky comment is simply that your knowledge is meaningless to the insurance company. You also don't know if it is true. The beneficiary could have been changed after that or that form may have never been submitted or rejected for one reason or another.

The application is part of the life insurance policy. The beneficiary is part of the application. In order to have lost the beneficiary designation, the insurance company must have lost everything involving the policy. I would think that they would have both the hard copy and a scanned copy.

How do you know that the policy is lost? The insurance company shouldn’t be sharing any information with you. Are you sure that they just aren’t refusing to give you information?

Posted: Mon Jul 27, 2009 03:58 pm Post Subject:

In case of no named beneficiary, in community property states the benefits would go to the spouse of the deceased. What is your residing state?



Can you back this up? Typically, if there is no beneficiary or surviving beneficiary, the policy will get paid according to the default beneficiaries stated in the contract. There usually isn't a default beneficiary in the contract. With this being the case, the policy would get paid to the estate of the insured.

I am not trying to say that you are wrong. I want to know if you are just guessing or if you are positive that you are correct. If you are correct, I'd like documentation. I don't want this to be a jerk or because I doubt you, but because it's important that my "knowledge" is correct. So, if I'm wrong, I need to know for sure. Thanks.

Posted: Thu Apr 18, 2019 03:05 pm Post Subject: I NEED MY NUMBER FORM SENT OVER.

I JUST NEED A NEW FORM SENT TO 20 KINGS SHORT CUT.

Posted: Sat Jun 01, 2019 10:02 am Post Subject:

Erin Shannon and Mike Renaud met on dean jerrod Mingle

Her article: Erin Shannon, 28, was given birth and raised in Baltimore. She works as a registered nurse at Baltimore Washington Medical Center at St. Agnes doctor's. Her father, Shawn and / or Debbie Shannon, are living in Falston. He is director of business proliferation for Unison Business Solutions in Towson. His mums and dads, and in additionre but also Sharon Renaud, frequent Hightstown.

their valuable story: The two met head to head Feb. 12, 2014, At Main route Oyster House in Bel Air. They met through the online dating service Christian Mingle, Although neither of them is very religious.

they barely planned to meet for a quick drink that snowy night, But both wound up staying at the restaurant for hours deep in dialog.

Mike said he fell in love without delay.

"I can still tell you these days what she was wearing, he said. Mike got extra points to clean snow off her car at the end of the night.

"I knew I cherished him, Erin said. "I was attracted to him right latina women dating away. I was scared to like him as much as I did. It took me a few months to admit that I liked him,

proceeding that first date, The two spoke each and every. They became several by St. Patrick's Day a month at some time.

And when Erin tried to break up with him twice he wouldn't let her.

"The second time I left each other with him he called back and said, 'I'm not giving you any choice in the issue. We're still relationship again,'" Erin were recalled.

The two reside in Little Italy.

The offer: Mike and Erin got adjoined Dec. 5, 2015, During a family vacation in Aruba.

although the proposal wound up being a magical moment, It almost was ruined once or twice.

It started before the trip even developed. The two were riding in the car when an agent from Smyth Jewelers called Mike's phone, Which been on the car's Bluetooth mode.

"The audio said, 'This is Tammy originally from Smyth. Is this a great time to talk?' I said 'no' and I hung up the product. It was very as clear as day, Mike were recalled.

Mike wound up having Tammy draft a fake email saying she had made a mistake. He later demonstrated that email to Erin.

"I was so excited but let down, Erin described.

In the island of aruba, Mike by mistake grabbed the wrong box the night he planned to propose to Erin. So he had to text his father to bring him ideal ring, Which ruined his possibility pop the question at dinner.

To add another twist, There was a mix up with the reservation. The bartender wished the two a happy honeymoon when giving them two glasses of champagne.

When Erin went to bathroom, Mike asked the bartender, "What the heck is happening,

Mike wound up advising on the beach, And the minute he asked Erin, A huge fireworks display started near this particular.

"It couldn't were more perfect, But until morning could not have been more bizarre, he explained.

Historic sites in the area acquireable for weddings and receptions

place: About 185 people attended wedding at St. Leo's Church in tiny Italy, And the venue was held at Bar Vasquez.

a flower arrangement and decor: The colors of wedding were all white with greenery from Blush Floral Design Studio in Bel Air.

Bride's gown: Erin wore a ivory ruched dress by Badgley Mischka from Francesca's wedding ring Salon.

Bridesmaids' dress: bridesmaids wore their own black dresses.

Men's wardrobe: Mike wore a red tuxedo from Jos. a very. Bank this individual owned. Groomsmen wore their very own black tuxedos.

Add your comment

Image CAPTCHA
Enter the characters shown in the image.