by lamont » Thu Mar 19, 2009 04:29 am
Hello
My son was in the navy for several weeks and was discharged - he passed away several weeks later. I found out he had SGLI Ins. the Navy cannot find the SGLI beneficiary form - apparently this is given to the recruits on their 7-9 day my son was moved to another ship for discharge on the 7th day. I am trying to find out if he filled out the SGLI beneficary form which is not an easy task in the mean time the Navy is telling me that if the form was not filled out or can not be found the proceeds will go to both myself and his dad. All of my son's paperwork that he filled out that was given before his discharge states me as his beneficiary 100%. His state of mind was of that when he was given any official documents. I am a single mom and I raised my son all of his life his father was involved on a limited bases. Given the fact the Navy may not of had time to get him to sign the form what are my chances of contesting the payment if they cannot find the form?[/quote]
My son was in the navy for several weeks and was discharged - he passed away several weeks later. I found out he had SGLI Ins. the Navy cannot find the SGLI beneficiary form - apparently this is given to the recruits on their 7-9 day my son was moved to another ship for discharge on the 7th day. I am trying to find out if he filled out the SGLI beneficary form which is not an easy task in the mean time the Navy is telling me that if the form was not filled out or can not be found the proceeds will go to both myself and his dad. All of my son's paperwork that he filled out that was given before his discharge states me as his beneficiary 100%. His state of mind was of that when he was given any official documents. I am a single mom and I raised my son all of his life his father was involved on a limited bases. Given the fact the Navy may not of had time to get him to sign the form what are my chances of contesting the payment if they cannot find the form?[/quote]
Posted: Tue May 19, 2009 11:35 am Post Subject: insurance
It depends on the 'catagory' in which the Military puts the TSGLI. I hate to say this, but, the Military can 'word' it in such a way that the Soldier CANNOT get it ( ie: a Military Doctor can say the injury was there BEFORE he went to Active Duty, etc.). SIMON____SGLI IS the Life Insurance for the Military. I DO agree with you, ...it sounds like it;s possible the OP DID file it under the Life Insurance instead of the Medical. ALOT has changed, benefit wise, with the Military, since I joined. THEN..there was Life and Medical. NOW,..yes..you STILL have the Life and Medical....there are 'sub-catagories' within each one and a 'qualification' within each one. It CAN get complicated. Hope this is a bit more clear.
Posted: Thu Jun 11, 2009 04:36 am Post Subject: Missing named beneficairy forms
I recently lost my 28 year old son-there was a life insurance policy on his job The 1st insurance company at the time the policy was taken out has been contracted out ot another insurance company-the new insurance company has state that the 1st insurance company can not find the beneficiary forms-after talking to other employees on my sons job they can't find their forms either so they all had to go back in and refill out forms with the new insurance company-this is such a hard thing to lose my son now this-is there anything i can do?(myself and the other employees are quiet sure that these forms was submitted-on my sons forms I was the named beneficiary raising him as a single mom and he was not married) Please Help
Posted: Thu Jun 11, 2009 06:12 am Post Subject:
Hi Dckc,
Have you gone through your son's document? He might have his copy at home.
Is this policy through his employment? Have you checked with his employer if they have a copy of it?
~Jeremy
Posted: Thu Jun 11, 2009 04:42 pm Post Subject: insurance
I'm SOOO sorry tp hear of you loss, OP. I hope they DO find the Insurance Policy. But.........(I'm just 'putting this 'out there').......is there a possibilty the policy was filled out, but, NOT summitted? This MAY be the case if no one can find the policy.
Posted: Fri Jun 12, 2009 09:20 am Post Subject:
Sd,
is there a possibilty the policy was filled out, but, NOT summitted?
Is this possible? Does it happen too often that the employees would fill-up the forms but those were never submitted by the employer?
I think the experts would be able to tell what would happen in such cases. Would the beneficiary still get the death benefit?
Posted: Fri Nov 13, 2009 10:00 pm Post Subject: SGLI
i heard that you could get cash back from your sgli after you retired from service >
Posted: Tue May 18, 2010 04:24 am Post Subject: Heart Attack
My husband had a heart attack 2 years ago. He is still full time Army and now is deployable but SGLI sent us a letter cancelling our life insurance. Can they do that when he has been deemed deployable?
Posted: Tue May 18, 2010 03:35 pm Post Subject:
Does not make one bit of sense.
According to the Navy Mutual's FAQ page, the following is true:
It is automatically given to service members at the maximum amount, and everyone is covered for the same cost regardless of health. Service members must request to change the insurance policy coverage.
Maximum coverage ($400,000) automatically provided unless reduced or refused by the active duty member.
Reduced or refused insurance coverage can be restored by written request with proof of good health and compliance with other requirements.
http://www.navymutual.org/ServicemembersGroupLifeInsuranceSGLI.asp
Contact the VA's SGLI Office immediately for an explanation.
From the VA's SGLI Website:
If you have questions about Servicemembers' or Veterans' Group Life Insurance, You should contact the Office of Servicemembers' Group Life Insurance directly.
Toll-free telephone: 1-800-419-1473
Toll-free fax numbers:
Death and accelerated benefits claims only: 1-877-832-4943
All other fax inquiries: 1-800-236-6142
E-mail:
Death and accelerated benefits claims only: osgli.claims@prudential.com
All other inquiries: osgli.osgli@prudential.com
General Correspondence:
Office of Servicemembers' Group Life Insurance
80 Livingston Avenue
Roseland, New Jersey 07068-1733
New VGLI Applications and VGLI Reinstatements:
OSGLI
PO Box 41618
Philadelphia, PA 19176-9913
http://www.insurance.va.gov/sglisite/miscellaneous/contact.htm
Posted: Tue May 18, 2010 03:37 pm Post Subject:
i heard that you could get cash back from your sgli after you retired from service
You heard that from a fool.
SGLI is TERM insurance. Term insurance = NO CASH VALUE.
Period.
Posted: Sun Jan 23, 2011 06:02 am Post Subject: policy number
How can I get the policy number on my SGLI? Is there a place to go or someone I can call to get the policy number?
I'm going to be deployed soon and would like my children to have it in case. Just so that the can have it if any one was to ask for it in the invent of my death.
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