How can I find unknown life insurance policies?

Submitted by moondr500 on Mon, 02/09/2009 - 20:10

My mother died and I am looking for policies in her name.

Posted: 10 Feb 2009 01:15 Post Subject:

Start with her attorney and bank (safety deposit box). I'd then check with her former auto and/or home insurance agent. Many agents reference life policies held with other companies.

Posted: 10 Feb 2009 06:51 Post Subject:

You can talk with her insurance agent or attorney. Talk to other family members to find out if they know anything about this matter. In addition you can talk with her closest friends. I'm sure you will find some useful information

Posted: 10 Feb 2009 11:32 Post Subject:

Moond, you should definitely begin with the path described by the other two members. Also, I'd suggest you to read the following old discussion. It may help you to get more ideas about locating the plan.

http://www.ampminsure.org/life/lost-policy.html

Regards,
Juanita

Posted: 11 Feb 2009 01:08 Post Subject:

Ask your closest family members. They might have known about your mother's policy. You can also check on the nearest life insurance company in your area. Or you can also try to find other financial documents. It might give you an idea about the insurance policy.

Posted: 28 Jan 2014 05:19 Post Subject:

The NAIC in each state keeps track of all Life insurance policies. Follow link below you will find step by step instructions

[Link deleted per TOU]

Posted: 28 Jan 2014 11:15 Post Subject: How to locate an unknown life insurance policy

Hello Sabrena, I am afraid that you are incorrect. Due to the Privacy Act the insurance companies will never give this information out. This is a link to the NAIC website, http://www.naic.org/documents/consumer_alert_locate_lost_life_insurance_benefit.htm
The only way to prevent unknown or unclaimed life insurance is to list all sold policies on a central life insurance database such as FindYourPolicy

Posted: 29 Jan 2014 07:06 Post Subject:

The most comprehensive reliable source for missing policies is from the the MIB (medical information bureau). All insurance companies in US and Canada who have had life applications submitted since 1996 have reported the information to the MIB. You can request a policy finder inquiry for a small fee and receive a report of all policies applied for since 1996. They can be accessed at www.mib.com

Posted: 14 Feb 2014 10:38 Post Subject:

Contact the Medical Information Bureau. The MIB's Policy Locator Service can conduct a search of the companies to which your relative applied for life insurance.

Posted: 18 Feb 2014 02:34 Post Subject:

The actual link for information is http://www.mib.com/lost_life_insurance.html

Find the application here http://www.mib.com/lost_life_insurance_howto.html

Posted: 25 Jun 2014 08:16 Post Subject:

The owner of life insurance policy will get $1 billion in benefits for the misplaced of life insurance policy. When you begin to start search for missing life insurance policy, you can ask to insurance agent of your mother, I heard that if any person is died then there insurance policy where turned to unclaimed property office of the state from where the policy is purchased, you can find your missing policy from there. There are several online websites from where you can claim for your missing policy.

Posted: 25 Jun 2014 09:08 Post Subject:

I heard that if any person is died then there insurance policy where turned to unclaimed property office of the state from where the policy is purchased, you can find your missing policy from there.

I don't know where you live, or what your native language is, but English is not your strong suit.

If you heard this, you heard wrong. The insurance company does not have the policy, they have the money. If they know the money is unclaimed, they are supposed to turn it over to the state. A number of US life insurance companies, after paying millions of dollars in fines and reimbursement to the states for legal and investigative expenses, have now entered into "multistate" settlement agreements to do this in only the past 2-3 years, because for decades, most were holding the money for their own profit.

The owner of life insurance policy will get $1 billion in benefits for the misplaced of life insurance policy.

This statement makes me believe you live in outer space. Only a lunatic -- or someone under the influence of drugs or alcohol -- would make such an irresponsible statement.

There are several online websites from where you can claim for your missing policy.

If there are, the only one worth a dime is the MIB, Inc. Lost Policy Locator service. Find it here http://www.mib.com/lost_life_insurance.html

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