Can I ask the Ins.Co. to pay for the total loss ?

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PostPosted: Sat Aug 06, 2005 8:52 am   Post subject: Can I ask the Ins.Co. to pay for the total loss ?  

Due to some faults, my boat( bayliner 3485 cruiser)sank. I reported it to my carrier and they agreed to repair it in the repairing shop of my choice. But it will take some months or so to repair because of the non-availability of parts. But the insurance adjuster also told us that they will pay the full benefit of the policy if the repairing cost is equal or exceed some particular repairing cost and in this regard there is no objection from my side. But if I demand for a total loss or speedier repair, what happens? Please suggest.

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PostPosted: Wed Nov 07, 2007 3:30 am   Post subject:   

Sry, you can't demand for total loss. You can claim only if your repair cost exceed that some amt.

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PostPosted: Tue Nov 13, 2007 8:32 am   Post subject:   

well u only can get /claim for total loss if u can get a rough estimate from the reapirer beforehand and produce it before the co . if the charges are above the cost of commodity u can surely demand for a total loss in this way only as i know ..........

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