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unisured accident

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Posted: Wed Jul 22, 2009 8:46 pm   Post subject: unisured accident   Hi. I recently got into an accident in louisiana that was not my fault.however I was not insured.there is a La that states the faulty party/nor there insurance is responsible because I was not insured.is there anything I can do please help...	bwswilliams New member Joined: 22 Jul 2009 Posts: 1 1.29 Dollars($)
Posted: Wed Jul 22, 2009 9:33 pm   Post subject:    It's commonly referred to as No pay, No play. In LA this only applies to non-economic losses (i.e. pain and suffering as a result of an injury). It does not apply to property damage to medical bills incurred as a result of an injury. Question... how would you feel if someone totaled out your vehicle and did not have insurance? What would you do next? This is a rhetorical question... just trying to put things into perspective.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 3199 Location: Salt Lake City, UT 335.28 Dollars($)
Posted: Thu Jul 23, 2009 6:46 am   Post subject:    Quote: there is a La that states the faulty party/nor there insurance is responsible because I was not insured.is there anything I can do please help They are right. This is called the no-pay-no-play law, under which if you don't carry liability coverage the Louisiana law would prohibit you from collecting the first $10k of damage. However, I've a question, how can you have gap policy without having proper insurance? Do you have collision coverage?	jeorge Senior member Joined: 07 Oct 2005 Posts: 757 129.27 Dollars($)

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