Do I have to have homeowners insurance if I own a home?

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PostPosted: Thu Apr 08, 2010 7:07 pm   Post subject: Do I have to have homeowners insurance if I own a home?  

Do I have to have homeowners insurance if I own a home?
KaraD
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PostPosted: Thu Apr 08, 2010 7:13 pm   Post subject:   

Unlike owning an automobile, there is no legal requirement for you to have homeowner’s insurance. However, if you carry a mortgage on your home, your lender most likely will require you to. Do keep in mind though- owning a home is a substantial investment. Without insurance, you not only risk losing the money you put into the home, but among several other things, you risk having to pay for the clean-up and debris removal and the cost of having to temporarily live somewhere else while your house is being rebuilt.
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