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 Posted: Fri Jun 04, 2010 6:19 pm Post subject: Disapproval for renters insurance |
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| I just moved into a Mobile home....renting it. My Insurance company said they could no longer give out 'rental insurance' on Molbile homes. What's the difference if it's a home, a apt, etc.? Just wondering..I guess. |
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sdchargersfan
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Joined: 21 Aug 2007
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| Posted: Mon Jun 07, 2010 11:11 am Post subject: |
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Risk is higher..Just try another carrier SD someone will write it.
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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Location: Missouri
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| Posted: Mon Jun 07, 2010 11:28 pm Post subject: insurance |
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| I guess I'm just curious why some Insurance Co's will take the risk and others will not. I DO know a few carriers, in my area (now) that WILL take that risk. Kinda crazy, I suppose. |
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sdchargersfan
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Joined: 21 Aug 2007
Posts: 2055
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| Posted: Tue Jun 08, 2010 4:00 pm Post subject: |
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Every company is a little different. They have certain types of coverage that they believe will be the most profitable to them. Some companies wont insure mobile homes because they believe they are a "higher risk." For other companies that is there niche and what they are looking to insure.
Google "mobile home insurance" and you should find several companies happy to insure you.
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Glen R VerHagen, CIC
VGW Insurance, LLP
www.Quotes4insurance.com
Specialists for Home & Auto Insurance
"Without your business; we don't have a business" |
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InsuranceDude
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Joined: 06 Apr 2010
Posts: 66
Location: Dallas, Texas
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| Posted: Wed Jun 09, 2010 11:53 am Post subject: insurance |
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| Thanks for the info. Are you 'new' on the site, INSURANCE DUDE?? However, I haven't been on here in a while. I've been calling other comapnies, in my area. ..I've called a 'hand-full'. About half of the ones I've called, won't take the risk. Thanks, again, for the number. |
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sdchargersfan
Senior member
Joined: 21 Aug 2007
Posts: 2055
4.70 Dollars($)
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| Posted: Wed Jun 09, 2010 2:56 pm Post subject: |
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Yeah, I'm new on the site. A couple months. But not new to the industry. Over 20 years in the business, so I have run into a lot of different situations over the years.
_________________
Glen R VerHagen, CIC
VGW Insurance, LLP
www.Quotes4insurance.com
Specialists for Home & Auto Insurance
"Without your business; we don't have a business" |
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InsuranceDude
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Joined: 06 Apr 2010
Posts: 66
Location: Dallas, Texas
15.29 Dollars($)
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