insurance claim check

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PostPosted: Fri Sep 23, 2011 9:24 pm   Post subject: insurance claim check  

i recently had some water damage to the bathroom and kitchen. I will be issued a check from the insurance company and was wondering if i could do some of the work myself. I am pretty sure i am able to do the work under their guidelines but i was wondering if they would still pay me for labor like they would a contractor. Also if i can get materials cheaper than what they estimated it for would i have to pay back the difference or would i keep the difference? I know once the work is done i will have to submit receipts and pictures to verify it and then i will be cut another check for the depreciated value. Any input would be appreciated.
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ryan2858
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PostPosted: Fri Sep 23, 2011 10:06 pm   Post subject:   

The pay for the loss, period. They don't care who does the work. However, if there is a mort. company listed on the check they may required a licenses contractor perform the work.
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