Does Homeowners Insurance Cover ATVs?

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PostPosted: Wed Apr 10, 2013 8:02 am   Post subject: Does Homeowners Insurance Cover ATVs?  

Does Homeowners Insurance Cover ATVs?

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PostPosted: Wed Apr 10, 2013 1:10 pm   Post subject:   

Since none of us has that particular policy in front of us, we could not say.

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PostPosted: Thu Apr 11, 2013 5:35 am   Post subject:   

Hi! Who is your home insurance provider? Usually, an ATV stored in your garage is covered under your HO insurance policy just like a snowboard or your bicycle and is considered your personal property.

Generally, autos are excluded from HO insurance policies how this exclusion doesn’t include things that don’t need to be registered and ATVs do not need to be registered.

However, whether or not the vehicle will be covered under your own insurance policy completely depends upon the limits, exclusions, coverage levels, and deductible.


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