Renters insurance query?

Message Author
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Thu May 23, 2013 11:35 am   Post subject: Renters insurance query?  

We live in a rented house along with my wife and three kids. Recently, we had a pipe break. What will the insurance company do with it? Or, is it me who should throw it away?

Register Now to have your Insurance queries solved.

PostPosted: Thu May 23, 2013 12:41 pm   Post subject:   

If you are renting then it's not your pipe. The owner should address the damages. You leave everything like it is and call the owner.

Forum Expert
Leave a quick message

Forum Expert

Joined: 22 Nov 2006
Posts: 6175

Location: Salt Lake City, UT
375.37 Dollars($)

PostPosted: Fri May 31, 2013 7:09 am   Post subject:   

Home insurance, also commonly called hazard insurance or homeowner's insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes such as a single-family detached home. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use, or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. It requires that at least one of the named insureds occupies the home.

In this category Rental insurance is also covered. Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. This provides liability insurance. Renters insurance offers coverage for fire-damaged, stolen and lost property items. Insurance companies ask you to figure out if your kitchen, bedroom and dining room have inexpensive property items under $1500, moderately expensive property items between $1,501 and $5,000 or luxury property items over $5,001. This information is placed in your file and used as a barometer later on how much to pay for any claims. Therefore, with renters insurance you can rest easy in your rental knowing that if something happens to your computer, you'll be covered and able to get a replacement.

So i hereby suggest you to please know about the things clearly and opt for the best one.

(Promotional links removed as per forums TOU)

New member
Leave a quick message

Joined: 31 May 2013
Posts: 2

1.30 Dollars($)

PostPosted: Fri May 31, 2013 7:35 am   Post subject:   

I completely agree with tcope. It's something beyond your jurisdiction if you were not responsible for the damage. Tell the owner of the place.


Owning a home is a keystone of wealth - both financial affluence and emotional security. ~ Suze Orman
Senior member
Leave a quick message


Joined: 12 Mar 2013
Posts: 270

Location: Sacramento, CA
61.24 Dollars($)

PostPosted: Mon Jun 03, 2013 8:39 pm   Post subject:   

It's something beyond your jurisdiction
Written by an unlicensed person who has no clue about what he writes.


CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
Forum Expert
Leave a quick message

Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.69 Dollars($)

Quick Reply
Your Name
Message body
All times are GMT
Page 1 of 1

Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See


Hot topics in forums

Latest in blogs

AmPmInsure on Facebook

Page loaded in 0.175 seconds.