No Deductible Homeowners Policy

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PostPosted: Mon May 18, 2015 5:20 pm   Post subject: No Deductible Homeowners Policy  

Does anyone know of a homeowner’s insurance policy that would cover tornados, hail damage and fire, which has NO DUCTABLE?

jmdraft
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PostPosted: Tue May 19, 2015 12:09 am   Post subject:   

I don't know of any home owners policy like this. The problem for the insurance company is that the insured could then keep filing claims for every nick and scratch to the home. It would be near impossible to rate or the rate would need to be so high it would not be worth paying for.



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PostPosted: Tue May 19, 2015 5:57 am   Post subject:   

I think this type of owner policy is not available..for more information you should concern your agents.

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