Piece of mind through proper coverage on duplex in IL?

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PostPosted: Sat Oct 14, 2017 6:43 am   Post subject: Piece of mind through proper coverage on duplex in IL?  

Hi,



I am currently paying $1600 for home owners insurance on a duplex. The property was bought for 175k. I shopped around online yet ended up meeting this guy in a store randomly. Problem being, the reason I would even want insurance is to cover tenant damages. They say my policy does not. I inherited both tenants and have decide to rehab once they get a place to move to. They do not pass my qualifications for an apartment.



Do I switch to landlord insurance for piece of mind? If so how much do people usually pay for such coverage?

Please help.



Thanks!



I didn't find the right solution from the Internet.



References:https://www.biggerpockets.com/forums/95/topics/498354-piece -of-mind-through-proper-coverage-on-duplex-in-il



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