John Hancock Variable Universal Life Insurance Policy

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PostPosted: Thu Jun 21, 2007 12:59 pm   Post subject: John Hancock Variable Universal Life Insurance Policy  

It was bought in 1999. I have made 8 payments of $3495. Surrender value is now $20,496. Am I guaranteed my premiums stay at $3495 for next 7 years? I plan to make next payment in July and monitor the daily value of surrender charge. Should they start dropping, I could surrender it and consider the loss as paid for life insurance. It is a $100,000 policy. I welcome all comments and opinions. jackfran(at) 865-357-4827

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Frances Tucker

PostPosted: Fri Jun 22, 2007 4:13 am   Post subject:   


Before I answer your queries, I would like to ask you two things -

#what is the total tenure of your policy? (As I guess it from your question, it is a fifteen years policy, am I right?)

#what kind of life insurance policy is that? I just need to know if it is a whole life, universal life or variable life policy.

Let me know, so that I may help you in a better way.


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Joined: 04 May 2007
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