electric scooter insurance

Submitted by Anonymous (not verified) on Thu, 10/25/2007 - 18:08

:?: i would like to know if electric scooter need insurance I purchased 8 electric scooter and i want to distribute them out to elder patients or patients that need them

Posted: 02 Dec 2007 04:51 Post Subject:

Can you call your insurance company and ask this question, or any insurance company for that matter, doesn't seem like anyone has responded to you here. I am posting to get it to the top of the list for you so that you may get some response.

Posted: 04 Dec 2007 03:50 Post Subject:

I would think that if the electric scooter is being used in a nursing home or something similar, that it would be covered under the business personal liability. But I am not sure of the circumstances. If they are given as gifts to people at their own residence, I would think personal liability under the h.o policy. Every state is probably going to have their own way of dealing with it, so its good to ask someone local in your area, or at least tell us the state you are speaking of.

Posted: 04 Dec 2007 04:45 Post Subject: isn't it the headache of the user !

If they are given as gifts to people at their own residence, I would think personal liability under the h.o policy.

Thats what is my belief since I always feel its the headache of the person who is gonna use it. Turboinsuranceagent

Posted: 04 Dec 2007 11:40 Post Subject:

I think if the person really needed it to get around because of medical or physical problems it would be worth checking out turbo, I see your point let them call and see then, I am sure they would. There are medical insurance companies that are paying for these devices in some instances now for peoples mobility. If it is a true medical need.

Posted: 22 Dec 2007 12:28 Post Subject:

are you a medical provider, why are you buying these and distributing these scooters? Just wondering why some one would do this that is all? I don't know the answer to the insurance question, I do agree that if it is in a nursing home or elder environment that you should not need insurance on them unless you could put them on your home owners, I would check out that avenue if it is going to be used in a home environment or a nursing setting. I would ask about the liability issue, make sure that the scooter is cover just in case someone gets hurt, either riding it or hit by it, this would be the only question that I would have.

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