Posted: 20 Nov 2007 08:00 Post Subject:
I don't believe you have to remove her because she is out of college, if she is your child and living at the residence she can be an insured in most states, your premium's you will have to discuss with your agent. She is not a student any longer but now she is older so I don't believe there will be any significant difference in your premium.
Posted: 20 Nov 2007 10:53 Post Subject:
CVClaims, we don't know WHAT kind of policy the OP is talking about...Please clarify OP auto, health? If health there are many rules, including her being a full time student to stay on some group policys. If auto then cv answered it...just let us know for sure which/what type of policy please.
Posted: 20 Nov 2007 10:55 Post Subject:
Well, I believe that her age should not restrict you from keeping her in your policy. If she continues living in the same household and driving your car with your permission then it'll be wise to be listed her in your policy. At least, it'll be cheaper than maintaining a separate policy for her. The premium may get affected. Have you enjoyed ‘good student discounts' during her college years?
However, IMO, you may ask the agent about the possibilities. He may even suggest you some better alternatives incase you need to exclude her from the policy.