by Guest » Thu Jan 17, 2008 05:18 pm
im insured with geico, i got ticket for carless driving but was not involved in any accident so i know i have points assessed on my license now..
would my insurance rate go up??
would my insurance rate go up??
Posted: Mon Aug 18, 2008 11:18 pm Post Subject:
Hey, just got a similar ticket and im also on geico.
I just have a senario to enquire about.
What if i get rid of the points before the premium get reevaluated?
Lets say by taking a defensive driving class a week after I go to court?
Will it still effect my premium?
Posted: Tue Aug 19, 2008 09:29 am Post Subject:
You will need to ask Gieco that one...all company's have their own rules about this...if you are already with gieco (not in the process of changing companys)...it might slip by...when you are a new insured is when the driving report is ordered, then randomly afterward...i've know many that didn't get ''caught'' with their exsisting carrier..unless of course it resulted in a claim
Posted: Wed Oct 06, 2010 12:34 am Post Subject: NJ - Careless Driving - GEICO
I have a similar situation. I got a careless driving ticket. There are no points since the ticket was in NJ and I am a NY resident. The fine is small, like $81 but I am concerned about having it on my record with Geico.
I've visited with a couple of the "former municipal attorney" style traffic lawyers who will get it reduced (no guarantees, mind you but they sound confident) for $400.
Is it with the $400?
Posted: Wed Oct 06, 2010 09:43 am Post Subject:
UH . . . $81 to pay the fine, $400 to maybe not pay the fine, or $481 to pay the lawyer and the fine.
Let me see . . .
Still checking . . . get back to you in a moment . . .
Still checking . . .
UM . . .
Nope, I still come out with -$400.
Are you kidding? How much do you think your insurance would be affected by a "no point" traffic citation in another state that your insurer may never see. Certainly not $400.
Win or lose, it's a money losing proposition. "Former municipal attorneys" are in private practice because they cannot rip off their municipal employers as badly as this.
Posted: Thu Nov 17, 2011 05:26 am Post Subject: careless driving ticket
I recently got a careless driving ticket in new jersey and im unsured with geico in ny,im a ny resident,i have guestion if geico will drop me,i have a clean record for over 15 years,dont want to pay for an atourney
Posted: Thu Nov 17, 2011 08:32 am Post Subject:
Shouldn't be a problem. Is traffic school an option? It would keep the ticket off your record.
Posted: Thu Nov 17, 2011 05:23 pm Post Subject:
Depends on your insurer, whether they'll really hike the premium rates or not.
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