Medicaid exempt assets: What Federal and State Laws grant

by GarySpicuzza » Tue Apr 22, 2008 09:19 am

Medicaid, the State and Federal Government program pays for health services and nursing home care for the elderly in your home. This program has been designed for individuals with low income and if you have limited assets. An added advantage of Medicaid is that it also pays for some long-term care services at home.

How would you choose long-term care?

This is an important decision that you need to make. When choosing long-term care you need to plan out your health care needs in the future. How much you would pay for such care depends on the type of policy you buy. Experts say that if you have the savings for long term care you may not consider buying a policy. But, if you do not have then maybe you could consider buying one. The cost of treating chronic illness can be expensive and this is when a policy like this can be very advantageous.

Usually, LTC recipients of Medicaid are usually those who are aged or from the disabled group, but there are only a handful who receive SSI and yet opt for LTC.

What are the assets exempted under Medicaid and LTC?

There are certain Medicaid asset exemptions made by the Federal and state laws when determining eligibility. As an applicant you would first have to use all of your assets in excess of the exempt amount in order to pay the cost of nursing care facilities before you can qualify for Medicaid. If you are married, your spouse’s assets would also be combined to determine eligibility.

The following are Medicaid exempt assets:
  • A house but only when you (the applicant) are likely to return home. Your home may also be among Medicaid exemptions if your spouse, or a child under the age of 21 years or a child over the age of 21 years but disabled, or a brother/sister owning part of the house and having resided there for at least 1 year continues to live in that house.
  • Essential items like furniture, appliances etc.
  • Personal items like jewelry, clothing etc.
  • Burial plots
  • Funds for burial up to $1500 each in case you are married and $1200 if you are a single applicant.
  • A cash surrender value in a life insurance. This is possible only when the face value of the policies together is less than $1500. However, term life insurance does not have a cash surrender value and hence is totally exempt.

Related readings:

Exempt assets from Medicaid with Long Term Care insurance. (LTCi)

There are 25 states with Long Term Care Partnership Programs.

This is significant legislation as a person can now LEGALLY exempt their assets from nursing home and Medicaid spend down by simply obtaining Long Term Care insurance.

Click HERE to read Florida Statute 409.9102.

(b) Provide a mechanism to qualify for coverage of the costs of long-term care needs under Medicaid without first being required to substantially exhaust his or her assets, including a provision for the disregard of any assets in an amount equal to the insurance benefit payments that are made to or on behalf of an individual who is a beneficiary under the program.

(4) The Department of Children and Family Services, when determining eligibility for Medicaid long-term care services for an individual who is the beneficiary of an approved long-term care partnership program policy, shall reduce the total countable assets of the individual by an amount equal to the insurance benefit payments that are made to or on behalf of the individual.



States with Partnership Legislation:

Arkansas
Iowa
NorthDakota
Colorado
Maryland
Ohio
Florida
Massachusetts
Oklahoma
Georgia
Michigan
Pennsylvania
Hawaii
Missouri
Rhode Island
Idaho
Montana
Virginia
Illinois
Nebraska
Washington
New York
Indiana
Connecticut
California

Total Comments: 113

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Posted: Mon Jun 24, 2019 03:25 pm Post Subject:

But he has yet to take aim at the judge that annoys him the most

President Trump has had ample chance begin transforming his judicial nemesis: A federal appeals court out West that has stymied some of his most ambitious and dubious proposals. Court of Appeals for the 9th Circuit has long been a target for conservatives who argue it is a liberal power center out of step with the rest of the country. It now has eight openings, Giving Trump your being able to reshape the court. But the White House has put forward only two picks for the open slots neither of which has been confirmed.

In a presidency that has been marked by Trump's notable successes in transforming the federal judiciary 15 circuit judges are actually installed under Trump, And the Senate is poised to soon confirm up to six more the famously liberal 9th Circuit is different as a glaring exception. It's all the more striking considering that the appeals court has repeatedly been the target of Trump's Twitter ire, Particularly after it issued rulings unfavorable to the software, Including on the travel ban and a crackdown on our world cities.

Conservative groups happy Trump's judicial picks overall have so far given him a pass for not moving more quickly to reshape the 9th Circuit, Laying the slowdown at the feet of dems.

"He tries to give them every benefit of the doubt in practicing with them, Said barbara Severino, The chief counsel of the small Judicial Crisis Network. "You can merely go so quickly, ordinarily,

But others be aware that Trump could do more, Especially given how much he has complained about the rulings coming out of the 9th.

"There's a lot of things where his involvement has been limited to tweets, had to talk about Ilya Shapiro, A senior fellow at the Cato Institute who has offered input to the White House on potential nominees. "as well as more power than that, trust it or not, That he hasn't rooked,

The supervision has prioritized filling vacancies in other, More subdued courts, Probably as they are easier: Those states often have two Republican senators who can quickly sign off on Trump's picks so the White House can nominate them. In the 9th routine, Multiple states with court openings have a pair of Democrats, Which raises the chances for partisan standoffs over changes to the judiciary.

Trump, and in many cases Senate Majority Leader Mitch McConnell (R Ky.), Needs minimal support from Democrats to substantiate judges. But on the internet a long standing tradition of consultation between a White House and home state senators in picking judicial nominees a practice Democrats have complained is eroding under the president. Kamala k. Harris (and Calif.), Who also sits in panel, Has established herself as a leader of the liberal proof against Trump initiatives and nominees.

The White House sent five capability names for a 9th Circuit vacancy in July to Feinstein and Harris for their review, An treatment official said. Two more slots have opened up since that time: Judge Alex Kozinski stepped down keep away from amid accusations of sexual misconduct, And tell Stephen Reinhardt, A liberal fixture of a legal court, passed away in March.

any two senators, progressively, Worked on their own specifications and sent them to the White House on Friday. One person familiar with the effort said the people suggested by the White House last year have been interviewed contained in the senators' nomination process.

Feinstein has already warned the White House against nominating conservatives over her and Harris's objections, Telling vice chairman Pence and White House Counsel Donald McGahn during a January 2017 meeting that she would continue to rely on a bipartisan nominating commission in California for vacancies in her state.

"As I've said in the past, Nominees for the Ninth Circuit in so. cal,cali. must reflect our state and its values. they should also have the respect of the local bench and bar in their communities, Feinstein said in your firm stand out. "As this process progresses, I expect in order to keep a dialogue with the White House Counsel's Office to come to consensus on choices Senator Harris and I will sign off on,

besides the three vacancies in California, The 9th Circuit has one opening each in wa, illinois, oregon and Hawaii. The White House has submit nominees for the latter two states.

The eighth emptiness, all over Idaho, will effect in August.

Trump's existing picks for the court signal two marketing methods the White House could take in filling the vacancies: Cooperate with Democrats from the beginning for a consensus pick, Or override their protests to fit judges who enthrall the right.

One nominee is representation Bennett, A former Hawaii attorney general well-advised by his Democratic senators, Brian Schatz and so Mazie Hirono, According to his list of questions submitted to the Senate Judiciary Committee. Schatz had it will always be praise for the White House's process: "figuring out how it's supposed to work, he explained, Noting it was collaborative before it starts.

But in or, The White House has picked a young safe and effective lawyer named Ryan Bounds, Who is scheduled to get his confirmation hearing on Wednesday despite the strenuous objections of both of his home state Democratic senators, Ron Wyden and shaun Merkley. Neither have came home their "Blue move" For range, A century old tradition in the Senate that has generally given a home state senator veto power over a judicial nominee by not allowing a confirmation hearing to occur.

Bounds was programmed primarily by Rep. Greg Walden, a common Republican in the Oregon delegation whose chief of staff is the nominee's sister. Merkley said the ukraine wife White House merely informed the two senators that Trump was picking Bounds an activity Merkley called "terrible" Although Republicans have transported that Merkley and Wyden were adequately consulted.

"This hearing is a big deal because it should be a wake up call for all Democratic senators that this administration certainly won't defer to them, Said christopher Kang, Who done judicial nominations as deputy counsel in the Obama White House.

It's unclear your own home White House plans to send more names to Feinstein and Harris for the California vacancies or when more nominations to the appeals court will be announced.

Far less ambiguous is how Trump to heart feels about the 9th Circuit.

He railed against it in April 2017 after a district judge momentarily halted an early executive order that would have choked off funding for "sanctuary cities, Which limit their cooperation with federal immigration enforcement officials. Already turned away by the courts on his travel ban, Trump tweeted the rulings obtained "ludicrous" And announced: "See you in the top court,

Trump was disillusioned in the 9th Circuit again this year.

"It just shows everyone how broken and unfair our Court System is when the opposition in a case (for example,most notably DACA) Always runs to the 9th Circuit and frequently wins before being reversed by higher courts, He tweeted in jan.

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Two gay men swap Grindr profiles to focus on racism on LGBTQ

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An online manifestation of splendour that is prevalant within the LGBTQ+ community on a far larger scale,Grindr will quickly shine a light on it, Bringing awareness of the issue to those who may not realise how widespread it really is.

The dating app has let go of a new video series called 'What the Flip', Where two gay men of different backgrounds swap profiles so they can see the treatment the other receives quite frequently.

The vice president of marketing at Grindr, john p Sloterdyk, shared the Huffington Post, "We decided to focus Grindr's first ever web series on the difficulties of racism, Ageism, and other related issues because it's highly relatable to anyone who dates online. Our hope is to raise awareness around the problems modern gay men face online and in real life and be a part of the discourse that works to create more tolerance and empathy for diversity in the online dating services world,

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