Insurance Claims Adjuster

by brittjl » Mon Oct 26, 2009 07:57 am

Im currently a police officer with a very large city but Im looking to learn insurance, can anyone talk to me about becoming a claims adjuster? The process, money, and the job in general? Any help/knowlegde is very much needed THANK YOU SO MUCH!

Total Comments: 14

Posted: Mon Oct 26, 2009 09:08 am Post Subject:

Hi brittjl

Well, since you have had no exposure with working in the insurance industry, you will have to begin with taking a course on becoming an insurance adjuster now. You can check out the different universities or institutions that offer such course. Take up the course, study hard and pass the course and then work with an insurance company.

There are also organizations that may offer online classes that you can take up while working with an insurance company. If you happen to join an insurance company, you can also take advantage of their ongoing training for insurance adjusters.

Keep yourself updated with the latest happenings in the insurance industry and attend as many training seminars as you can.

Posted: Mon Oct 26, 2009 10:40 am Post Subject:

Britt you need to check your state guidelines, some states require license, certification, some nothing. If you go to work for a carrier you will be trained at their facilitys.

Posted: Mon Oct 26, 2009 05:43 pm Post Subject:

I have signed up for a week long class on the 30 of Nov. I have applied to many of the big insurance companies trainees positions so there is no way Ill get hired on without P&C or Adjuster License?

Posted: Mon Oct 26, 2009 06:19 pm Post Subject:

Coming from a police office background can be looked on as very favorable when wanting to become an adjuster. The same type of investigation needs to be done and you need to know how to apply the local laws.

I'd say that there is a good possibility that an insurance company would hire you without an adjusters licenses and I think you should continue to look into this. However, without a license you'd need to find an insurance company that was hiring adjusters trainees. That is, a company that was willing to put you though several weeks or months worth of training and then put you to work as a trainee. As I mentioned, having a police background can go a long way to getting your foot in the door for one of these programs.

Right now, with the way companies are down sizing, you might not be able to find this going on. A person we just hired came over from Allstate a year ago and he tells me that they just laid off about 1/4 of their staff. So other companies pretty much have their pick of experienced people. So it might be tough to find an insurance company hiring right now... especially unexperienced adjusters. If you state requires a license it _might_ help to already have it but it might not help if no one is hiring. Have you checked Monster and Hotjobs for your area to see what the market is like?

I suggest that you may want to look into getting your license if it's required but normally I'd recommend applying to a few places first to see if their is any interest at all.

Posted: Mon Oct 26, 2009 09:41 pm Post Subject:

THANK YOU I really needed to hear that about the police work that is haha. I have applied to several trainee position with many many companies, Im just waiting to hear something back from them. Im just looking forward to using my police work and my degree! Does anyone know how long the hiring process is and what the money looks like for a trainee?

Posted: Mon Oct 26, 2009 10:13 pm Post Subject:

The hiring process differs from company to company. It could be a month or if you work for a company like I work for, it could be a year.

Pay for a trainee is not good. But then from what I head the PD does not pay very well either. There are many sites such as salary.com that can give you an idea of the pay in your area.

Posted: Mon Oct 26, 2009 10:17 pm Post Subject:

I couldn't agree with Tcope, most carriers look very favorable at former cops...most especially in an SIU (special investigation unit)...

Does your state require licensing?

Another good place to look is greatinsurancejobs.com

In my area Travelers is head hunting hard..but for experienced adjusters...also Progressive, and American Family are hiring some..It just depends on the area...Becareful though, and do your homework, if it's a carrier you don't know much about..

Does anyone know how long the hiring process is and what the money looks like for a trainee

As Todd said it differs by company (and region)...After you make it thru the app. tests, and interviews, and have been offered a job, then (most large carriers) will do an (FBI) back ground check, driving record check, and some may require drug testing and physicals...so a month once they offer you the job isn't that long.

In my area, the carrier I work for pays (i think) about 35-38k or so for a non-experienced new hire..

Posted: Mon Oct 26, 2009 11:54 pm Post Subject:

I live in GA and my father told me the license are very simular to Texas, I really want to get hired by a company so I can really learn the business. I live in Atlanta and your right Im not making a killing as a Police Officer haha you all are very helpful thank you.

Posted: Tue Oct 27, 2009 04:15 am Post Subject:

Lori, for states which don't require a license, would it help you in any way if you'd manage a license? Does it carry any other significance?
I'm asking this question keeping the downturn in mind.

Posted: Wed Oct 28, 2009 09:36 am Post Subject:

Some people think that an adjuster is the key to their claim. An adjuster needs to weigh the consequences that lead to a claim. He's responsible for analyzing different factors that determine the true worth of the claim.

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