Should I mention gastritis while taking travel insurance?

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PostPosted: Mon May 27, 2013 12:20 pm   Post subject: Should I mention gastritis while taking travel insurance?  

If I am suffering from gastritis do I have to mention it to take travel insurance? I was prescribed omeprazole few weeks back and I'm still taking it occasionally. Is it mandatory that I mention it I or do I just leave? Im going to Australia for a month.


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RomeoPal
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PostPosted: Tue May 28, 2013 5:20 am   Post subject:   

You should! Insurance companies look for every singular reason to decline a claim. Even the tiniest concealment could be considered as fraud and go against you.



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PostPosted: Sun Jun 02, 2013 11:56 am   Post subject:   

Quote:
Even the tiniest concealment could be considered as fraud
Our unlicensed insurance expert fails again.



Travel insurance is mostly accidental coverage, in which case your medical condition is not likely to be covered. If you are purchasing a form of health insurance, then, yes, you probably need to disclose your current health condition(s).



Concealment, in an of itself, is not "fraud." But it is sufficient to void a policy or deny coverage.


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