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Difference between All Lines and P&C adjusters license.

 
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Texas Appraiser
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Joined: 19 Jun 2008

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PostPosted: Tue Jul 29, 2008 4:04 pm   Post subject: Difference between All Lines and P&C adjusters license.  

Currently an independent auto appraiser. Interested in getting an adjusters license. I would like to know the difference between P&C and All Lines licenses? What the one offers that the other doesn't
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Lori
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Lori



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PostPosted: Wed Jul 30, 2008 10:16 am   Post subject:   

Well P&C is Property and Casualty only, multiline, will pick up everything...(for the most part) honestly the terms are use together a lot....if an adjuster works, auto, homeowners, (and all the coverages associated with those policys) they may be called a multiline adjuster..which I supposed technically isn't correct...a P&C adjuster would not work (for instance) work comp, or life claims...as far as what one offers the other doesn't well not a whole lot, IMO other than you'd be more marketable of course the greater the variety of claims you could work.
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Juanita
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PostPosted: Thu Jul 31, 2008 7:12 am   Post subject:   

An all line adjuster's license will offer you more job opportunities since your line of operation will cover wide range of insurances starting from life, health and auto.

The P&C adjuster will work into the field of property and casualties comprising auto, home, business and such.

However, you're first required to obtain the license to perform as an adjuster in the state and is required to pass the examination set for this purpose. However, you can also check out the list of ‘exemption from exams', if you qualify under any of the categories mentioned in the list, you can then obtain the license without appearing for the exam as well.

Regards,
Juanita
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jeorge
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PostPosted: Thu Jul 31, 2008 7:38 am   Post subject:   

In the property and casualty line as well you're getting the opportunity to work on different forms property insurances. The marketability, what lori has spoken about, matters at the initial stage of the career , but if you can prove your worth you can also generate substantial amount of income working in P&C line as well. I also know of adjusters, who have chosen to specialize in only one form of insurance, but have never experienced unemployment. I guess Lori will also agree with me Smile
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Lori
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PostPosted: Thu Jul 31, 2008 10:28 am   Post subject:   

Quote:
I guess Lori will also agree with me
Yes, I would Jeorge! Wink
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