by Guest » Tue Jan 06, 2009 09:00 am
Dear friends..
Please let me know if their is a way to prevent identity theft.
How do these identity thieves work out their plans?
I was really shocked to read about identity thefts in the past but that was quite case specific.
So, would like to know more..
Bulldwarf
Please let me know if their is a way to prevent identity theft.
How do these identity thieves work out their plans?
I was really shocked to read about identity thefts in the past but that was quite case specific.
So, would like to know more..
Bulldwarf
Posted: Thu Jan 08, 2009 12:15 pm Post Subject: insurance
When I call about my Savings account, I have through the Military, they ask me for the last 4 #'s of my SS#.......if I talk to a REAL person or the automated system. Gotta put in my password, Government ID, etc.
Posted: Fri Jan 09, 2009 02:59 am Post Subject:
Most banks will ask for alot more information than just your last four, mine makes me have a 4 digit pin and my account number, then they will ask for a phone number and my address. They are very secure.
Posted: Fri Jan 09, 2009 05:34 am Post Subject:
Most banks will ask for alot more information than just your last four, mine makes me have a 4 digit pin and my account number, then they will ask for a phone number and my address. They are very secure.
Goodnatured, just be careful about who you are offering this information. As mentioned in the above posts often times the scammers are the insiders of the banks, who have an easy access to your personal information.
I've heard of an incident where the bank people sourced the PIN information of the customers and transacted on their ATM cards. Therefore, its advisable that you change the PIN number of the ATM card after receiving it from the bank. Also never divulge such information to a stranger soliciting to help you.
Posted: Fri Jan 09, 2009 10:43 pm Post Subject:
Jeremy, Is it really true about insiders at the bank? You know that is really a scary idea. Who better to know your information and the amount in your account. Maybe this would be a good advantage of being poor. Less likely they would want your information LOL.
Good natured, I have a four digit pin and my whole social security number at one bank and the other only asks for the account number and pin. If the real theifves are the insiders well I can not see a way a person could protect themselves. ID fraud has become quite the lucrative business. Insiders could easily sell the information wiht no strings attached and make a bundle. Wow I never even thought of this..it really is scarry.
Posted: Sun Jan 11, 2009 12:00 am Post Subject:
oh, they never ask for my pin for my atm card, and it is completely different from the pin that I access my account with. I think my bank is very trust worthy, I understand your concern though, I am very careful with my banking information.
Posted: Sun Jan 11, 2009 12:56 am Post Subject:
I am too but earlier in this post they were talking about it being people inside the bank itself selling off personal information. How does a person protect theirselves from these dispicable people? One thing I always do every two weeks on payday is go through my checking online. Make sure everyhting that should have been credited did, subtracted came out and making sure the balance is correct.
Posted: Sun Jan 11, 2009 02:42 am Post Subject:
I would think if this would happen to you that the bank would have to make it right, that is what FDIC means right?
I have seen some of the girls they hire as tellers from our office, not real sure what they are thinking, but the truth is that they pay so little and only work them part time so I could see where they may be tempted to dip, but if they get busted it would mean their jobs and criminal charges.
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