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Its certainly a situation that's been worrying many as with the invent of new drugs life expectancies are likely to increase. And, one can't save enough in his life to continuing sustaining after the retirement age. Purchasing an annuity plan seems to be the only solution. Therefore, the sale of annuity options would increase in the time of come as well. The life insurers may be profiting from it but at the same time its keeping you covered which is no small deal.
I personally would prefer staring early and putting my money in the more traditional fixed annuity plans.
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