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In a weak economy where credit is tight, much attention has been paid to various loan types — from mortgages and auto loans to credit cards — and whether cash-strapped consumers are having a difficult time obtaining and affording them.
Considerably less attention has been given to credit insurance, something a growing number of consumers might be considering buying but may not know much about. The state Department of Insurance is urging individuals to research their options before making any decisions.
Added on: Thu Jan 15, 2009 7:14 am by :
JeremyHolter
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Hey anonymous, I think that are wishing in vain that people would be sensible to buy the coverage they need to protect themselves properly. I know of persons who would live and die in debt. They think they have the right to get loans but aren't responsible to pay back. These people mainly have contributed to our current financial dismay. They went out to get mortgage loans with their stinking credit with little or no intention to repay the loan they have taken. And the bank too went out helping these people in the greed of more profit. The outcome is in front of you 
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