Can I get an insurance license with a misdemeanor?

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Wed Dec 17, 2008 6:38 pm   Post subject: Can I get an insurance license with a misdemeanor?  

I have 2 misdemeanors on my record in Ohio. One is 2 years old and another is 4 years old. Will this prevent me from getting a state insurance license?

BrianEmbree
New member
Leave a quick message



Joined: 17 Dec 2008
Posts: 1


2.29 Dollars($)

PostPosted: Wed Dec 17, 2008 7:40 pm   Post subject: insurance  

I'm not sure if it will or not. I'm not much of an 'Insurance Expert' here....however......I DO know that every state is different. Were the Misdemeanors taken care of? I mean..the fines, etc.?

sdchargersfan
Senior member
Leave a quick message

sdchargersfan

Joined: 21 Aug 2007
Posts: 2052


5.14 Dollars($)

PostPosted: Wed Dec 17, 2008 7:41 pm   Post subject:   

Really depends on what they are for.

tcope
Forum Expert
Leave a quick message

tcope
Forum Expert

Joined: 22 Nov 2006
Posts: 6175

Location: Salt Lake City, UT
375.37 Dollars($)

PostPosted: Thu Dec 18, 2008 6:39 am   Post subject:   

Well, you have to disclose information about these misdemeanors in the application form for licensing. The other members have rightly mentioned that the licensing process may get affected by the severity of the misdemeanors.



Some states may restrict the applicants with criminal records from obtaining insurance agent's license altogether. Hence, check with the state licensing department's guidelines regarding licensing process for more information.

jeorge
Senior member
Leave a quick message

jeorge

Joined: 07 Oct 2005
Posts: 798


132.87 Dollars($)

PostPosted: Sat Dec 27, 2008 12:12 am   Post subject:   

Just be honest with them and disclose your history. I know of a lot of agents that still got an insurance lic, when the same problems.

lifeagent911
Community Contributor
Leave a quick message


Community Contributor

Joined: 26 Dec 2008
Posts: 102

Location: Georgia
0.02 Dollars($)

PostPosted: Tue Jan 06, 2009 7:49 pm   Post subject: Appointments  

It will definitely keep some companies from appointing you.

MSIS
New member
Leave a quick message



Joined: 30 Dec 2008
Posts: 1


2.54 Dollars($)

PostPosted: Wed Jan 07, 2009 8:50 am   Post subject:   

Quote:
It will definitely keep some companies from appointing you.




No doubt it would.



Though different companies have different recruitment policies, but almost all run a background check on the applicant before absorbing them. Hence, some may certainly disallow the OP from seeking employment in their company.



However, the best policy is to remain honest. The misdemeanors are however old and if the OP has lead a clean life after that, I think it may not affect his employment prospect.



- Simon
simon
Senior member
Leave a quick message

simon

Joined: 28 Sep 2005
Posts: 543


93.69 Dollars($)

PostPosted: Wed Jan 07, 2009 11:28 am   Post subject: insurance  

ALOT of Employers ( whether it's an Insurance company or not..) go 'back' about 10 years, or so, on your Criminal Background. Where I am employeed ( i work for an agency that takes care of the Elderly..) if yuo have ANYTHING on your record ( in the last 10 years) and it doesn't matter WHAT or HOW OLD the 'incident' was, they will not hire you.

sdchargersfan
Senior member
Leave a quick message

sdchargersfan

Joined: 21 Aug 2007
Posts: 2052


5.14 Dollars($)

PostPosted: Thu Jan 08, 2009 4:55 am   Post subject:   

Once your criminal record gets expunged you'd probably get a chance to obtain your license. Otherwise you'd be disqualified by default.



In your license application form you'd find provisions to fill up any information referring to your criminal record.


_________________
Register Now to have your Insurance queries solved.
anonymous00
Guest







PostPosted: Thu Jan 08, 2009 10:10 am   Post subject:   

My friend,



You'd certainly need to mention circumstances depicting your arrest, the conviction and the cause of your arrest .



If you'd be able to offer a copy of sentencing certificate reflecting the disposition of your criminal charges it would be better for you. Once you're done with this you may very well submit this piece of information with your application.



RedOxen


_________________
Register Now to have your Insurance queries solved.
RedOxen
Guest







PostPosted: Thu Jan 08, 2009 10:59 am   Post subject:   

Honesty is always good strong advice and would be better than getting caught up in a lie. I seen here that ANON, you mention once the record is expunged. How long does it usually take for this to happen? I thought once you had a record it stayed there permenantly.

fireyone
Senior member
Leave a quick message

fireyone

Joined: 07 Jan 2008
Posts: 1986


2.38 Dollars($)

PostPosted: Fri Jan 09, 2009 5:10 am   Post subject: insurance  

Someone I know was arrested for a Assault and Battery..almost 10 years ago. I know this is STILL on his record. I don't know if 'lesser' charges may come off in less time?

sdchargersfan
Senior member
Leave a quick message

sdchargersfan

Joined: 21 Aug 2007
Posts: 2052


5.14 Dollars($)

PostPosted: Sat Jan 10, 2009 3:50 am   Post subject:   

Maybe then there are certain time periods for things to come off. Like say a felony stays on for a certain period and a misdemeanor stays on for a lesser period. I was just checking in to see if this post was answered so I'll stop back and see if any one knows for sure. Never had a record but was curious.

fireyone
Senior member
Leave a quick message

fireyone

Joined: 07 Jan 2008
Posts: 1986


2.38 Dollars($)

PostPosted: Wed Jul 29, 2009 1:45 am   Post subject: insurance  

I have a couple minor misdemeanors on my record from twelve years ago that i can pull up from the courts website. but when i started with prudential financial 3 months ago my record came up clean. doesn't make sense to me at all. probably different for every county out there!


_________________
Register Now to have your Insurance queries solved.
fromunda
Guest







PostPosted: Wed Jul 29, 2009 6:44 am   Post subject:   

Quote:
but when i started with prudential financial 3 months ago my record came up clean.




That's good for you.



Quote:
doesn't make sense to me at all. probably different for every county out there!




I'm not sure. As far I know that misdemeanour or felony would stay in you report for as long as 99 years.

_________________
Register Now to have your Insurance queries solved.
anonymous12
Guest







Quick Reply
Your Name
Subject
Message body
All times are GMT
1, 2, 3, 4, 5  Next  
Page 1 of 5


Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

AmPmInsure on Facebook



Page loaded in 0.244 seconds.