Advice on getting my older house insured

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PostPosted: Fri Nov 11, 2005 11:04 am   Post subject: Advice on getting my older house insured  

I have bought an older house. It requires a lot of works to do; the painting, the patch works to the car port. Also the rotted woods to be repaired as those are being damaged. I have no experience of insuring a home. Should I keep these things out of insurance? Any help will be appreciated.


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PostPosted: Mon Nov 14, 2005 10:24 am   Post subject: Insurance on older house  

No need perhaps to keep the things you mentioned, out of insurance. Those are minor things. The insurance companies generally check for the roof, fireplaces, electrical.


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PostPosted: Wed Nov 16, 2005 11:16 am   Post subject: Insurance on older house  

I would say relax...

It will not affect the cost of your home insurance policy. But for a home loan, the structural conditions of your home will be considered. Most lenders deny providing loan if there is any structural damage to your home.


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