by gargabel » Mon Nov 24, 2008 05:15 am
Hello im planning on having DBS which is a brain surgery for severe depression, and i have been wondering what insurance i should get. can anyone tell me how to go about. Thank you
Posted: Mon Nov 24, 2008 07:47 am Post Subject:
Hey, I think that you should shop for health insurance. It'll cover the expenses of medical bills, doctor's bills, hospitalization costs, prescription drug and so forth. However, if you have already been diagnosed with a health condition that requires immediate medical attention, you may find it difficult to get coverage, sine most of the insurer will not cover the existing medical situation, and will treat it as a pre-existing condition.
Posted: Mon Nov 24, 2008 11:43 am Post Subject:
OP, this may be considered a pre-existing condition and regardless of the policy you buy '''could'' be excluded...are you saying that as of this time you have NO health insurance at all?
Posted: Tue Nov 25, 2008 03:23 am Post Subject: who would cover my surgery?
as of now i don't have any health insurance, but did apply for NY medicaid and HIP insurance. i should be getting aproval in 30 days from now. but don't know if anyone of them would cover it.
Posted: Tue Nov 25, 2008 04:55 am Post Subject:
You have lost me over here, if you have health policy in place why won't they cover the expenses of the treatment? You were required to check what is covered under the policy before buying it. This is a common mistake that we all commit but its always important to read the policy document, especially the exclusion part of the policy document to know about our rights.
Add your comment