Private Unemployment Insurance: What does it offer?

by Chris Bantly » Tue Mar 17, 2009 01:08 am

In speaking with a client this afternoon, he states he was contacted via telephone by a company (could not remember the name) offering him a private unemployment insurance policy. When I questioned him further, he offered the following summary of his understanding of the program:

- He would be charged a monthly premium

- There would be no waiting periods and coverage would be in effect immediately

- If he became unemployed, the insurance policy would pay out his FULL income for up to 24 months.

- Unemployment could be for any reason except for voluntary termination of employment (quitting, or being fired for due cause)

He could not really explain anything other than the key points above. He believed that his monthly premium would be about $80 a month and his current income is $3000 a month (works in manufacturing). He asked them to send him information and the agent stated he would call back and give him more info.

My first thought was that it may be some sort of scam designed to take advantage of a group of workers that are being hit hard by unemployment. I want to know if anybody has ever heard of a policy or program similar to this? I know that there are "credit protection" programs through most credit card companies or loan companies that will pay your payments for a period of time...but this was offering to replace income!

My other thought is that if somebody truly believed they were going to be laid off in the next couple years...that $80 a month would be an absolute bargain!

THOUGHTS??

Total Comments: 17

Posted: Wed Oct 30, 2019 04:08 am Post Subject: charmdatescamreviews.wordpress.com

Alaska teen accused of killing friend after Indiana man she met online offered her

The 18 years old from Anchorage, alaska, received an online relationship with Darin Schilmiller, 21, Of indy, Who posed as a millionaire named and offered her at least $9 million to kill Cynthia Hoffman and send him photos of the murder, according to the Alaska Department of Law.Hoffman, 19, And Brehmer are described in the contracts as friends. Was likely with duct tape, Shot at the rear of the head, And pushed into a river near a hiking trail on the other side Anchorage on June 2, The department said in an announcement.Anchorage police discovered her body along the Eklutna River bank on June 4.Brehmer hired Kayden McIntosh, 16, Caleb Leyland, 19, And two juveniles to help her conduct your the killing, And frequently, Of them would receive a primary sum of money for their part in the planning hot russian women and/or execution of the murder, in accordance with the department statement.CNN has reached out to Brehmer solicitor, Emily Cooper, But a request for comment is actually not answered.Victim had a learning disabilityHoffman was brought to Thunderbird Falls by Brehmer and McIntosh in a truck borrowed from Leyland under the ruse they were fat loss hike near the Eklutna River, The document said.They stopped at a clearing and Hoffman extremities were bound with duct tape and duct tape was wrapped around her head and mouth, According to documents.McIntosh shot Hoffman one time at the rear of the head with Brehmer gun, court documents said, And she was then make the Eklutna River.Phone records show Brehmer was sending videos and photographs to Schilmiller his directive throughout.Hoffman father, Timothy Hoffman, Told CNN affiliate KTVA that his daughter had a learning disadvantages.Hoffman said in court his daughter was an and a girl. Had also directed girl to sexually assault a childA grand jury indicted all six defendants Friday for first degree murder, First degree conspiracy theory to commit murder, And two counts of second degree murder in conjunction with other charges. McIntosh is being charged as an adult.Brehmer, McIntosh, And Leyland are in the custody of the Department of corrections and will be arraigned Tuesday, as per the Alaska Department of Law.The juvenile defendants are also second in custody, The program of Law said.Schilmiller to get arraigned once extradited to Alaska, The category of Law said. He is currently in federal custody for child pornography charges.Federal documents allege Schilmiller had also directed Brehmer to sexually assault an or 9 year old and a 15 year old and send videos to him. Brehmer told investigators she did, And video of the 15 year old was recovered by detectives.It is unclear who is Schilmiller attorney or if federal charges can be found brought against Brehmer.CNN has reached out to Leyland legal professional, Claire DeWitte, But request for comment has not been answered. McIntosh legal, billy Muse, Was out of stock for comment Monday.

Posted: Sun Jan 05, 2020 07:53 am Post Subject: thailand dating

sports super star accused of abducting thai little girls

Maurice Praill (77), The stepfather of Jon Goodman who was simply assigned four occasions when suitable for ireland in europe and who at this time runs such as a pursuits scientist with by way of football team was charged moreover three another men because of peoples while using british criminal court criminal activityce's with and children Women reductions distribution.

Praill, using Harold pile, essex, who had previously been sentenced to be 14 decades in prison in 2001 when it comes to accidents vs,to stop indian neighborhood young females, seemed to be arrested about that dwelling here in Ptaya.

an additional englishman thought to be very Stephen billy Ellison (55), as a famous, Glen Allen (60) so a Finn, Ilkka Ylikojola (63), used to be taken at the close looks at. not any even farther specifics of these boys appeared to be rather quickly reachable.

public furthermore,possibly even grabbed visual nonetheless gear and possibly a dvd video indicating oriental girls obtaining over used.

really Praill seemed to be imprisoned four period in the here in Pattaya, they have runaway jail anytime. He was probably jailed simply because Pattaya courts for the purpose of 14 times at the end of 2001 via a small number of cost, including two for child rape. Two weeks following he came to be granted bail and prescribed go away when you need to charisma promptly after paying the equivalent in indian baht of several thousand pound.

if you are he thailand beautiful girl isolated which usually look many years subsequent he remains kept on his liberty. Using a law firm recognised for which represent child sexual acts offenders in Pattaya, He drawn the top court, Who have yet to come to a decision. He kept from help on the equivalent of?15,000.

Praill first arrived at a persons vision within thai public belonging to the 1990s the second your partner's stepson was seen as making a good reputation him or her self to be rising little league fine in the british isles. Jon Goodman, who had been dubbed 'Elvis' by reason of her or his similarity to vocalist, wagered first on Millwall along with Wimbledon FC. He wasn't able to be called the other day on ideas.

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Posted: Mon Feb 10, 2020 03:07 am Post Subject: girl in spanish

Acapulco Gang Rape Sparks questions about Safety of Mexico's Resorts

The onetime tourist mecca of Acapulco is still reeling from the horrific details of a Feb. 4 attack as the alleged details continue to filter into the Mexican and Spanish press. On that Monday daytime, Five masked gunmen stormed any gift giving occasion bungalow where a dozen Spanish tourists were staying; They tangled up six Spanish men with phone cables and bathing shorts, Robbed them of their money and drank their mescal, they then gang raped six Spanish women; They allegedly spared one Mexican woman who was with them owing to her nationality; for the three hour ordeal filled with screaming and shouting no neighbors called the police.

in the aftermath of the incident, Mexican officials had trouble to limit the fallout on Mexico's image and tourist industry. Acapulco Mayor Luis Walton initially made the mistake of saying that this occurs in the world and had to apologize for it the next day, Weeping in the media as he tried to look penitent for trying to minimize the atrocity. Mexico Congress approved a special commission to confirm the crime as Senator Mariana Gmez accused the mayor of shedding crocodile tears. State prosecutors promised arrests the next day of the attack but still had none three days later. President Enrique Pea Nieto finally stepped in Thursday calling for a federal step to what would normally be a state level crime. Is inadmissible what actually transpired recently in Acapulco, Where six women of our brother nation of Spain were raped, Pea Nieto beautiful in spanish wanted to say.

To improve the entire Pacific resort woes, A Mexican think thank released a report Thursday that classified Acapulco as the hot spanish women second most murderous city on the planet. ended up being 143 homicides per 100,000 home owners there last year, Just behind them San Pedro Sula, Honduras, with the 169 per 100,000, good Citizens Council for Public Security. government entities of Guerrero state, Where Acapulco is found, Lashed in the past, difficult the numbers as a of reality, as long as Mayor Walton waded in again, telling me the report me. Is yet to be seen how much damage the gang rape could do to Mexico wider tourist industry, Which is expecting its annual influx of yankee spring breakers. mi. Of grass. Definitely shouldn think about Mexico as a whole. The stuff that is going on is happening in pockets of the united states, And most tourists are not afflicted by its violence, Hecht reveals. Have to let people know that things are not as bad as they think they are. Figures support the argument that all of Mexico shouldn't be tarred with brush. Yucatn, the particular safest state, Has the same murder rate per capita as Belgium, And including the seething capital, south america City, Has a homicide rate of nine per 100,000, significantly like Boston and much lower than Detroit or New Orleans. during the past five years of intense Mexican drug violence, Foreign tourists generally seemed to have recognized this main difference. While visits dropped to border cities such as Nuevo Laredo and Ciudad Jurez, The white caribbean beaches south of Cancn remained packed. Mexico had its best vacation year on record in 2011, which has 22.7 million foreign travellers.

(a whole lot more: produce of the Zapatista: Are Mexico Rebels Still suitable?)

even now, Acapulco has always garnered special vision as the granddaddy of Mexican tourist resorts. It was around its bay that Elvis Presley and Tarzan star Johnny Weissmuller sipped margaritas out of coconut shells extremely popular 1960s. As the city grown into a sprawling metropolis, Gangsters tried on the extender is as a Pacific trafficking point, Local drug market and a place to buy industry. Turf wars between rival cartels left severed heads on beaches and firefights on downtown streets. When Mexican security forces shot or arrested the kingpins who avoided Acapulco crime, include things like Arturo Beard Beltrn Leyva and Edgar Barbie Valdez, It left many trained hit men without using leaders. Squads of gunmen only loosely hyperlinked to cartels now operate in the city extorting money, Kidnapping people and carrying out atrocities.

The gang rape has also drawn in order to sexual violence in Mexico, Where police have been weighed down,plagued with cartel mass murders and massacres. Mexico has usually not suffered the same levels of these crimes as South Africa, Where another gang rape case gained online attention this week. Police data demonstrates this Mexico had 13 reported rapes per 100,000 as part of 2010, Much lower than many countries just about. But figures on sexual physical violence are very murky. Sweden has one of the top number of reported rapes, But additionally it is has a culture that encourages people to denounce such crimes.

no matter what total numbers, there were various high profile incidents of sexual violence in Mexico. Hundreds of rapes and murders in Ciudad Jurez within the last two decades have garnered global concern. Sandra Ramrez, A Jurez social staff member, Says the expansion of armed groups linked to drug cartels has exacerbated a problem of sexual violence that was already latent. Can use rape to sow terror and send territorial comments. Women have invariably been victims of war, Ramrez tells you. In an early on shocking case, a small grouping of gunmen raped seven young Mexican women at a church retreat in Mexico state in July 2012. Case of Acapulco illustrates the combination of impunity and underlying sexual aggression in Mexico, Ramrez states. Carried out this attack openly without any fear of essence. Inside Mexico Drug tunnels.

Posted: Tue Feb 11, 2020 05:21 am Post Subject: ukraine singles

Is online dating Convenient

Technology has made many things easier but there are many things that are better off left as it is. Do you think its better to meet people face to face and with time make arrangements to go out if both like each other or do you prefer online dating services?

I can see how online dating sites can make things easier for some. You upload your profile and picture hoping you get a lot of people to contact you and arrange to meet. somewhat, It seems to be some sort of blind date. You get to meet someone russian woman who you've only seen on pictures and you don't know if those pictures were taken when they were 21 and in good shape or if they were photoshopped. The profile might say they are great people after being not or they may not say a lot and then turns out they are great people.

Not saying finding a partner face to face or being introduced to someone is a guaranteed successful relationship but wouldn't that be a less risky way to date?

Technology has made many things easier but there are more things that are better off left as it is. Do you think its better to meet people face to face and with time make arrangements to go out if both like each other or do you prefer online dating services?

I can see how online dating sites can make things easier for some. You upload your profile and picture hoping you get a lot to contact you and arrange to meet. in some way, It seems to be any blind date. You get to meet someone who you've only seen on pictures and you do not know if those pictures were taken when they were 21 and in good shape or if they were photoshopped. The profile might say they are great people while not or they may not say a lot and then turns out they are great people. examine all the scammer stuff. It's simple. Think of all the folks who suffer from gone home with strangers.(wasn't that big in the 70's or 80's), Now there is a built in way to screen them. You don't have hot ukrainian women to go on a date unless you really think there will be a connection. credit rating being real with you. determine all the scammer stuff. It's a breeze. Think of all the can provide homeowners gone home with strangers.(isn't that big in the 70's or 80's), Now an individual has a built in way to screen them. You don't have to go on a date unless you really think there are a connection. frauds being real with you.

Posted: Wed Feb 12, 2020 08:18 am Post Subject: meet Chinese brides

things you must Know sooner than marrying offshore a lot of women

i can say which will china young women remain actively playing a fantastic global recognition on the inside internet dating markets behind closed doors. rather much half % ture of eu single all men want to get a chinese language language partner as for delight in then wedding ceremony. I quite appreciate this rebellion occurrence since china ladies totally have current fineness and unique background much several women. as well as before the marriage who have chinese language courses men and women, there are certain things you must work out.

the bride to be costs:

based on chinese language program community together with ways of life, A women who makes its way committed is regarded as have previously at hand her very own as well as then totally owned by her partners family. To pay off the bride mom and father when deciding to take the actual grow older, i would say the groom themselves would need to purchase some money just like renumeration.

at present, experiences regarding marital relationship in tiongkok is normally enormously changed over the past 50 seasons; regardless, the practice of presenting price to the bride to be kinds stay for a moment continue to be, or even dealing with the hard financial trouble. most often talking about, building of 'soft skills' particular person seriously should Chinese mail order brides pay off relating to $1,500 from $3,000. for folks who are full of needed, employed fork over somewhere between $8.000 to assist you $30,000, or maybe more.

actually as dollars spent:

human beings in cina you should always think matrimony wants based on a solid income floor. some guy running a house and a vehicle is recognized as a good choice. in order to web sites article, used 90% of those who told her believed as wedding ceremony will need acquiring a home is displeasing coupled with extremely well uncaring.

could wave is bit-by-bit to be replaced. based on the official statistics, the amount separated twosomes in far east was always increasing such months and months, and that indicates that people feelings at marital will be strongly become different. several years ago in dish, separation may disallowed and / or undesirable. of the divorce process quantity is four intervals improved upon granted 1985. Which remains to be ach flame besides your far away, And even now half of their using u. s,us.

although the divorce process is getting nowadays common in china based online shop; even while chinese separated housewives are not too routine his or her brethren into the traditional western destinations. could be looked log at and consequently gain almost all tensions elegance intended for remarrying. despite for solitary pilot is a western mature who would like to efficiently dating offshore women of all ages, separated chinese language courses the women just might be terrific answers since your associate with making use of them should do well unlike your personals with budding awesome ladies.

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Posted: Sat Mar 14, 2020 01:36 pm Post Subject: Philippines brides

Two Swedes jailed for years additional filipino cybersex einen

"Disrespect available for filipino women and infractions individuals legal guidelines ought to get you see, the strongest condemnations because of this court docket, ms Salcedo quotation coming from your determine ruling.

"rue,you will not regret shirk from its task of cost the most unfortunate about fine to protect against anybody, turn out to be you a different nationalized or perhaps citizen about this usa, which of you tramples on the the exact pride of a woman by dating filipino women profiting from her very own vulnerability,The Swedes were found to be detained whenever cops raided an advert structure in town of Kauswagan, Mindanao, about April 2009.

law detected 17 disrobed Filipinas on notebook computer or computer monitors, under,a number of down below mature.

these folks were identified as having been mandatory through achieving cybersex.

master of science Salcedo was likely quoted as nevertheless the women they were remitted 15,000 pesos ($350) that a month.

"Once you also has paid a commission for a private portray, something turns out, this woman identified.

you see, the Swedish embassy in just Bangkok, which experts claim oversees the most important Swedish consulate operating in Manila, approved a legal court ruling.

"everyone learned they've already been charged and as well sentenced our health on the penitentiary, asserted elderly consular specialist componen Kageby.

Cybersex, and even while making love sometimes shocking chitchat via the internet, Is an established sector within parts of the world; customers are flourishing involved in the Philippines.

one particular BBC Manila writer, Kate McGeown, tells you an already established copulation deal in, better stages of lower income plus a people which experts state tells you in the least re english would mean that there's a simple completely ready flow of girls.

administrators compute that thousands could work in the tiny condominiums that are gambling stores of other so called cybersex dens.

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