| Message |
Author |
|
 Posted: Sat Sep 05, 2009 6:05 pm Post subject: I have a car that was totalled for hail damage. The bank was |
|
|
| Need to know if insurance will cover another damage claim if totaled car for hail damage. I still pay full coverage insurance. |
|
guitarplyr2
New member
Joined: 05 Sep 2009
Posts: 1
1.41 Dollars($)
|
|
| Posted: Sun Sep 06, 2009 12:19 pm Post subject: |
|
|
Yep, if you still have collision and comp, you're company must cover perils associated with those coverages...of course if another is at fault for an accident, their company would pay...only thing it really affects is...the value of your vehicle is 20=40% less based solely on it's salvaged (or prior salvaged) title. Also they could write an estimate of repair with substantial 'related prior damage', (RPD, means damage already exsists on the panel in question..)
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Sun Sep 06, 2009 7:37 pm Post subject: |
|
|
Thank you so much for the response.
_________________
Register Now to have your Insurance queries solved. |
|
guitarplyr
Guest
|
|
| Posted: Mon Sep 07, 2009 12:21 pm Post subject: |
|
|
my pleasure
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Tue Sep 08, 2009 11:35 am Post subject: |
|
|
Hi guitarplyr2..
Welcome to the forums...it's good that you've shared your problem with us. It would be great if you'd step into the forums at times and share your queries or give your feed-backs regarding other queries forwarded by the visitors. Pinkfloydfan
_________________
Register Now to have your Insurance queries solved. |
|
Pinkfloydfan
Guest
|
|
| Posted: Sat Jun 12, 2010 9:21 pm Post subject: hail damage |
|
|
our new Saturn was "what we think" totalled by hail last night. We are afraid to have it "fixed" because it only has 14500 miles on it and we want it in new condition. not repaired condition. In otherwords we want the car in the same condition as it was before it was pelted. Is it possible the insurance will pay this off so that we can get a car in similar conditon?
_________________
Register Now to have your Insurance queries solved. |
|
killarney
Guest
|
|
| Posted: Sun Jun 13, 2010 12:07 am Post subject: |
|
|
| Quote: | | our new Saturn was "what we think" totalled by hail last night. We are afraid to have it "fixed" because it only has 14500 miles on it and we want it in new condition. not repaired condition. In otherwords we want the car in the same condition as it was before it was pelted. Is it possible the insurance will pay this off so that we can get a car in similar conditon? |
Not unless the damage reaches 75-80% of the vehicle's value, which I highly doubt. Very rare have I ever seen a vehicle totalled by hail, unless the hail was large in size and caused significant damage.
_________________
65% of the time, it works all the time.
Public and Private Adjuster for:
Auto, home, marine and transportation liability claims.
Consumer Advocate in auto collision repair.
Know your rights! Please visit us @
http://www.stopsteering.com |
|
Trench
Senior member
Joined: 16 Sep 2009
Posts: 911
Location: Kansas City
152.85 Dollars($)
|
|
| Posted: Sun Jun 13, 2010 12:05 pm Post subject: |
|
|
Hail rarely totals 'new' cars, (older vehicles with low ACV's all the time)...this is a saturn? Which one? most of the panels on most of the saturns are plastic, and should be undamaged by hail, I'd think. Unless you got softball sized hail. Something large enough to actually crack the panels.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Sun Jun 13, 2010 12:56 pm Post subject: |
|
|
| Quote: | | this is a saturn? Which one? most of the panels on most of the saturns are plastic, and should be undamaged by hail, I'd think. |
 Forgot about that. It's been awhile since I have seen one.
_________________
65% of the time, it works all the time.
Public and Private Adjuster for:
Auto, home, marine and transportation liability claims.
Consumer Advocate in auto collision repair.
Know your rights! Please visit us @
http://www.stopsteering.com |
|
Trench
Senior member
Joined: 16 Sep 2009
Posts: 911
Location: Kansas City
152.85 Dollars($)
|
|
