5 Tips To Getting The Cheapest Car Insurance Rates

Message Author
ampm-bookmark
delicious-small Add to del.icio.us
yahoomyweb-small Add to YahooMyWeb
simpy-small Add to Simpy
blinklist-small Add to BlinkList
PostPosted: Sun Sep 27, 2009 12:59 am   Post subject: 5 Tips To Getting The Cheapest Car Insurance Rates  

Hi...

Getting afforable car insurance can be difficult (especially for younger drivers). But there are some things you can do.

1. Ask your insurance company about their Good Student program. Most insurance companies give discounts to drivers who can maintain a B average in school.

2. Piggyback on parents' policy. Use their driving experience in order to get cheaper insurance rates.

3. Pay in one lump sum. You can usually save about 15-20% just for making one payment, instead of monthly installments.

4. Ask about Safe Driver discounts. Auto insurance companies will reward you for not getting into any accidents for 6-12 months.

5. Insure a less risky car. The vehicle you are insuring definitely factors into the insurance premiums you will be paying. Choosing a car that is more relaiable and full of safety and anti-theft devices will help you further reduce your policy premium.

Finding cheap car insurance doesn't have to be a nightmare (and it can actually be quite easy). Don't be afraid to ask your auto insurance company for every discount that you may qualify for. The savings can be hundreds of dollars each year.

Jason Abbott
(link removed by moderator)

Jason, please read our terms of use
jasonabbott
New member
Leave a quick message


Joined: 27 Sep 2009
Posts: 1


1.51 Dollars($)

PostPosted: Sun Sep 27, 2009 4:25 am   Post subject:   

Some of the insurance companies have special discosunt based on yoru profession

Also ask for defensive drive class discount . If you take a differnsive drign class you may be eligable for additional 10% discount
sunnyca
New member
Leave a quick message


Joined: 25 Sep 2009
Posts: 4


1.40 Dollars($)

PostPosted: Sun Sep 27, 2009 4:04 pm   Post subject:   

These discounts only help certain individuals, comparison shopping is the single best way to save money on any insurance.
_________________
Juston Garland
http://www.nationwidebillrelief.com
justong
Member
Leave a quick message


Joined: 11 Sep 2007
Posts: 70


16.98 Dollars($)

PostPosted: Mon Sep 28, 2009 4:14 pm   Post subject:   

Great points all around, but must agree with Justin - comparison shopping is the best way to be sure to get the best coverage for the best price.

While many insurers offer great discounts, if their base rate is too high in the first place, applying discounts doesn't necessarily mean they'll be competitive with the next company.

Pointers when shopping though - ask questions and read everything you sign. A good insurance agent will take the time you need to assess your needs and explain your options.

_________________
AnMarie Bozick, CIC
Insurance Technologies Corporation
www.insurancetechnologiescorp.com
Provding automation solutions to the insurance industry since 1983.
AnMarieB
Member
Leave a quick message

AnMarieB
Joined: 21 Jul 2009
Posts: 63

Location: Dallas, Texas
18.76 Dollars($)

Quick Reply
Your Name
Subject
Message body
All times are GMT
Page 1 of 1


Get Free Insurance Quote
*State:
*Insurance type:

Ask Community Experts

flash plugin

Quick Links
Must See
Community
Insurance on Facebook
Hot topics in forums

Latest in blogs



Page loaded in 0.276 seconds.