Can we remove parts from our vehicle if it was totaled?

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PostPosted: Wed Sep 30, 2009 7:44 am   Post subject: Can we remove parts from our vehicle if it was totaled?  

Our truck was totaled but it has after market parts on it.
If we remove those parts what happens with the insurance company's valuation on it? Basically, the truck was purchased with stock CD player and running boards. We bought aftermarket parts to replace the stock parts with and got rid of the stock parts. I heard that in order to take the aftermarket parts, we would need to replace them with stock again. Unfortunately we do not have those and I don't want to buy them just to keep the aftermarket parts. What can I do? Can I take the CD player and running boards? What will happen if I do? Would it be worth it for me to leave them on?

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PostPosted: Wed Sep 30, 2009 12:01 pm   Post subject:   

Quote:
If we remove those parts what happens with the insurance company's valuation on it?
It depends on the part..do NOT remove ANYTHING without first talking to the adjuster. It can (most of the time) reduce the value..
Quote:
Basically the truck was purchased with stock CD player and running boards. We bought aftermarket parts to replace the stock parts with and got rid of the stock parts. I heard that in order to take the aftermarket parts, we would need to replace them with stock again.
Or lose what those options add to the value (if any).
Quote:
Unfortunately we do not have those and I don't want to buy them just to keep the aftermarket parts. What can I do?
Talk to the adjuster..
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Can I take the CD player and running boards?

Removing the CD player without putting something in there will definately result in a substantial deduction..

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Would it be worth it for me to leave them on?
What is the year/make/model and options? I'll check and see if the running boards add value. If they do not ask the adjuster if they manually added value for them..if the value is small ask if you can remove them ..
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PostPosted: Thu Oct 01, 2009 2:47 am   Post subject:   

Dodge Ram 1500 Big Horn Edition.
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PostPosted: Thu Oct 01, 2009 10:56 am   Post subject:   

year?
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
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Lori
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