by nguycuchi » Thu Oct 15, 2009 03:54 pm
My Daughter's car hit a Lexus, AFTER
the Lexus hit a Ford on Freeway when traffic is about 40MPG. Then, her Insurance Company made a blame on
my Daughter saying that the traffic was
at the stop, my Daughter BMW 325 hit
the Lexus FIRST, then PUSHING the Lexus into the Ford, therefore my Daughter gets the blame for all damages.
I protested to their Corporate, they only assign one man that will make the final decision.
This man only tried to protect their first
decision and assumed that their FIRST decision is correct based on his Experiences. Even I protest that:
No eyewitness, No evidence at the scene, and Testimonies are conflict among drivers. Finally,
they put all blames on my Daughter, accused my Daughter lied when she says she hit the Lexus AFTER
the Lexus hit the Ford.
They made the First decision before talked to my Daughter and did not have picture of my Daughter's car
minor damage that is not enough force to push Lexus into the Ford. So, must I live with wrong accusation
and they said that they put all blames to my Daughter with premium increase and DMV -2 pts.
Do they have power to decide that ?.
the Lexus hit a Ford on Freeway when traffic is about 40MPG. Then, her Insurance Company made a blame on
my Daughter saying that the traffic was
at the stop, my Daughter BMW 325 hit
the Lexus FIRST, then PUSHING the Lexus into the Ford, therefore my Daughter gets the blame for all damages.
I protested to their Corporate, they only assign one man that will make the final decision.
This man only tried to protect their first
decision and assumed that their FIRST decision is correct based on his Experiences. Even I protest that:
No eyewitness, No evidence at the scene, and Testimonies are conflict among drivers. Finally,
they put all blames on my Daughter, accused my Daughter lied when she says she hit the Lexus AFTER
the Lexus hit the Ford.
They made the First decision before talked to my Daughter and did not have picture of my Daughter's car
minor damage that is not enough force to push Lexus into the Ford. So, must I live with wrong accusation
and they said that they put all blames to my Daughter with premium increase and DMV -2 pts.
Do they have power to decide that ?.
Posted: Thu Oct 22, 2009 06:19 am Post Subject:
Also, I never was told by any carrier to disregard an independent witness statement even if it went against our insured, but I conceed that there is a good chance it happens.
No carrier should ever tell you that, an independent witness is a source that could get you nearer to the fact. Yes, human beings do posses thinking heads..and as a result they try to imagine and connect facts.
Posted: Mon Oct 26, 2009 05:11 pm Post Subject:
I didn't mean to imply that anyone here has participated in such behavior... but it does happen. Likely a lot.
Below is an example:
Posted: Tue Oct 27, 2009 06:09 am Post Subject:
Are they acting in bad faith by ignoring the minor BMW damage??
I guess it's not about ignoring facts, rather it's more about personal views. It takes a lot of your skills and expertise to conclude things in the right way.
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