Car Total Loss - other insured fault - I won so happy

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Posted: Thu Oct 29, 2009 5:29 am Post subject: Car Total Loss - other insured fault - I won so happy

On 4/08 I purchased a 2009 Dodge Journey SXT financed $25k payoff $20k on 10/09 head on collision other insured at fault and other insured adjuster deemed my vehicle and his vehicle total loss. Today the adjuster called me and made his settlement offer $19k???? What???? I fought tooth and nail....researching emailing his photos pointing out the discrepancies in his figures..his average estimate were from vehicles missing major features of my vehicle..used everything I possible could and stayed firm..never intimidated......well...............................I got $24,015!!!!! whew... Everyone fight do your research it is possible to win you do not have to settle. A tired but happy car owner _________________ Register Now to have your Insurance queries solved.

Guest

Posted: Fri Oct 30, 2009 6:38 pm Post subject:

Congratulations on your diligence and perseverence. Someone once stated, "Those who fail to assert their rights lose them." _________________ If you can't find the time to do it right, how will you ever find the time to do it over.

MikeoftheOzarks

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Joined: 10 Feb 2008
Posts: 437

Location: in the missouri ozarks
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Posted: Fri Oct 30, 2009 8:30 pm Post subject:

I'd agree that everyone should review/question total loss values from insurance companies. Whenever someone posts a problem about the valuation done, I state every time that they should be reviewed. I've seen it happen time and time again where certain options are missing (I once had an appraiser fail to add a sunroof and nav system). I've also seen problems with the comp vehicles used as comparison. This is not to say that the recent oil change or the 3 year old tires are going to change the value but many things can. Success will vary with insurance company/adjuster.

tcope

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Joined: 22 Nov 2006
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Location: Salt Lake City, UT
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