by Guest » Thu Nov 05, 2009 07:10 pm
My husband was in a accident where he lost control of the car due to weather conditions and was hit by a tractor and trailer. they sighted my husband with failure to mantain control and driving without insurance. Our car of course is a complete loss and the tractor and trailer had some damage as well as to where he went in a ditch. The driver of the tractor and trailer wasnt injured. We are a poor family of four and my husband is the sole provider of our family. We don't own anything but the mobile home we live in and a 96 car. My questions are what can we expect? Will we be sued? Could we file banktrupcy if they do get a judgment? Can they take our Mobile home? Our car? I know we definately should have had insurance but as I stated we are poor and its hard to get by even without paying a 100 dollar insurance bill a month. Please help! Any info will be greatly appreciated.
Thank You!
Thank You!
Posted: Thu Nov 05, 2009 10:17 pm Post Subject:
It's all up to the other company or their insurance company as to what action they take. Can they sue? Certainly. How they collect on a judgement is up to what the state allows. Some don't allow much. Others allow wages to be garnish leaving you with slightly more then minimum wage.
Most insurance companies will allow you to set up a payment plan before they turn it over to a collection company or file suit. If this is offered, I'd highly recommend that you take this option. They might even accept a one time lump sum payment (much less then what is owed but all at one time).
Add your comment