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 Posted: Tue Nov 24, 2009 3:02 am Post subject: I was not driving Am I responsible?? |
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| My grandson let a friend of his drive my car. The friend crashed into a house then left the scene leaving the car behind. There homeowners insurance is now suing me. (I have plpd). Since the vehicle is in my name but I was not there, driving or gave anyone permission to drive am I still responsible? |
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taranremi
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Joined: 24 Nov 2009
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| Posted: Tue Nov 24, 2009 5:21 am Post subject: |
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How did your grandson manage the keys to your car? Does he share the same household?
You being the car owner ultimately seem to be responsible for causing the loss. It should rather be a moral obligation on his (your grandson's friend) part to pay for your deductible. You could always take him to a small claims court and get things settled. |
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steven
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Joined: 02 Feb 2006
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| Posted: Tue Nov 24, 2009 12:32 pm Post subject: |
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Sure you can..turn this claim into your auto carrier, if you haven't already...and get the suit papers to them YESTERDAY!
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Tue Nov 24, 2009 2:32 pm Post subject: |
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I'm guessing you are not really being sued, rather the home owners carrier is asking you to pay them back. Big difference.
Most states allow the owner to be held responsible for the use of the vehicle. If you allowed your grandson to use the vehicle then you most likely assume responsibility for his actions... including his action of then loaning the vehicle out to another person. |
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tcope
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