Cinergy Health

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PostPosted: Mon Nov 30, 2009 8:11 am   Post subject: Cinergy Health  

I have been scammed by this company... to the tune of $20,000. I have failed to find ANYONE who can help me on this matter; no govt agency will. This is tragic and frustrating, and DEVASTATING. Can you think of what I might try to do to get justice?

docfowler
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PostPosted: Mon Nov 30, 2009 9:54 pm   Post subject:   

What exactly happened to you?



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heidrek
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PostPosted: Tue Dec 01, 2009 9:47 am   Post subject:   

I have come across some more comments regarding the same insurance co. -

http://www.ampminsure.org/cinergy/health-insurance.html

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PostPosted: Wed Dec 02, 2009 6:45 am   Post subject: Cinergy and American Medical  

DO NOT fall for their health plan; it's all a scam. I've found just about every website I can on them, I think, but thanks for any new ideas. The CEO of Cinergy is a known criminal and scammer named Daniel Trouizer, apparently living in Canada. Cinergy itself is just an advertising company, and is actually licenced in CA. Am Med however is being banned from many states as people slowly catch on; they are not licenced in CA but use Cinergy to collect premiums. They may pay for a few minor things but not ER or hospital (well $100/day, which is insignificant if your bill is $7500 for overnight in the ER!!!!). So they continue to "fly under the radar." Daniel T. is also involved in many investment scams and the money is skimmed and purportedly placed in relatives and foreign bank accounts. They are gearing up as the recession/depression deepens and more people are laid off and Cobra is running out. Real insurance companies turn you down if you are healthy but even taking an antidepressant or anti-anxiety drug. Good grief, I PRAY for a way to get justice. Just about - NO - EVERY Govt. agency I've contacted discourages me. The CA Insurance Commissioner is working on a case but these guys are slippery. It seems the problems are the "across state lines" thing. Lets hope they DO something. The Governor of NY HAS banned them and fined them, only not nearly enough. But have they helped the people ripped off? Stay tuned. I refuse to give up but am tired and very discouraged. I'm running short on ideas. I've Googled every possible thing and just get more and more horrified at the HUGE scope of it all. Why are not more people squawking over this!!!!!!!!!


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PostPosted: Wed Dec 02, 2009 9:21 pm   Post subject:   

Sounds very serious. If the problem is as widespread as it appears is some sort of class action suit a possibility? I'm sure there are lawyers out there queuing up to go after something like this.



so that I'm clear, is the problem that American Medical are not licenced in Cali, or that the cover they provide has been misprepresented?



Cinergy, the advertising company, seem to be complicit but otherwise not doing anything expressly wrong. the marketing material they produce is on the order of Am. Med, who ultimately have responsibility for ensuring their messages are correct and legal.



If Am Med aren't licenced in CA, but are selling their products there, then they must surely be breaching some california state laws? If their advertising is misleading or misrepresents their actual cover, then surely they are liable under some sort of federal laws as well?



I'm far from an expert on how the US legal system works, but it seems to me that there could be both state and federal laws being breached here?



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heidrek
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PostPosted: Tue Dec 08, 2009 12:23 am   Post subject:   

Ohio Cinergy Health Insurance is pretty popular, especially among those with health problems.



They also tend to advertise fairly heavily certain times of the year (Summer).



I do not recommend their plans to clients, but there are some situations where they might be worth considering. Of course...clients need to READ THE FINE PRINT.


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PostPosted: Sun Mar 07, 2010 6:30 pm   Post subject:   

I have also been scammed by this company Cinergy and have wasted 241 per month. I have started a list for a class action suit. Please email me at cinergyripoff@yahoo.com


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PostPosted: Thu Apr 01, 2010 4:20 am   Post subject: Cinergy Health  

NEWS FLASH Well, something has happened in Arkansas to take down Cinergy and American Medical. See below for web site URL.



The struggle with Cinergy Health goes on for the rest of us. I am glad people are being warned though. I have done all the things you suggest "Heidrek" and things are still in process but nothing too dramatic is happening so far.



More and more media stories are coming out to warn people of this problem. I found out just yesterday that Mar. 11 the state of Arkansas (Arkansas Commissioner of Insurance and the Governor of the state) have issued a press release about a cease and desist order against Cinergy Health Inc. and American Medical and Life (AMLI).



So some things are happening. I hope Steve Poizner, Commissioner here in CA takes notice of all of this and does something as well abd maybe follows the lead of the Commissioner in Arkansas, I would so hope he would take a personal interest this himself as did the Commissioner in Arkansas and other states like NY. Mr. Poizner is also running against Meg Whitman for Governor of CA.



Not that it solves the problem of those of us already ripped off, but the media including National publications, are taking notice of all of this, I know first hand. So this is a step in the right direction. Meanwhile it is amazing how difficult it is to get anything going here in CA, especially on one's own. Here the lawyers are not that interested (they won't make enough money?) If you go to the website for Cinergy and negotiate your way around and view the CV's of management, WOW, some pretty lofty credentials.... like law degrees amongst them. One must conclude that the take-home salaries of these guys are very high, ill gained in hurting/scamming and deceiving the public, not just my opinion.



Check out the Arkansas site: Just google Arkansas Commissioner of Insurance and go to that page, then click on News Releases and read the most recent (March 22, 2010) and you can read it in PDF form. Yes, things are happening there to protect the public form this.


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PostPosted: Thu Apr 08, 2010 8:13 pm   Post subject: Understanding Cinergy Health  

I'm sorry to hear that some of you have experienced a problem with the insurance you purchased through the Cinergy Health & Life Agency. We are committed to helping our customers obtain affordable insurance options at a time when many are facing enormous financial challenges. At Cinergy Health, we work with insurance companies to deliver the type of coverage people need for their personal circumstances and to avoid being uninsured. With either a limited benefit health insurance plan or a short term medical plan, customers can be more prepared for common medical expenses as a result of illness or injury.



We've setup a special phone line to handle all of our online complaints, questions and concerns. Please contact someone from our online support team at 1-866-508-7526.



Additionally, we wanted to inform you that the Arkansas order was rescinded by the Arkansas Insurance Commissioner. Here's the link: insurance.arkansas.gov/LEGAL%20DATASERVICES/orders.htm


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PostPosted: Mon Apr 19, 2010 7:42 am   Post subject: cinergy health  

As to there reply at bottom do not give them anything it is a complete scam. they now are using three different company names to scam.


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PostPosted: Mon Apr 26, 2010 9:05 pm   Post subject: Call Our Online Support Team  

We've setup a special phone line to handle all of our online complaints, questions and concerns. Please contact someone from our online support team at 1-866-508-7526.


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PostPosted: Mon Jul 19, 2010 9:29 pm   Post subject: f*%@ you cinergy health ur nothing but a rip off!!!!  

this inurance company is a big ass scam and fraud. they rip descent ppl like myself. for paying a big monthly payment in return i got nothing paid on my medical bills. im now stuck paying all of my medical bills at an arrangement with the doctors. i hate cinergy and yes we need to band together in a class action lawsuit against this fraudulant and scamming company. Mad


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PostPosted: Mon Jul 19, 2010 9:36 pm   Post subject: need to recruit an attorney for a class action lawsuit again  

im requesting that any attorney out there interested in contacting me and a start a class action lawsuit reply to this forum


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PostPosted: Fri Jul 23, 2010 6:25 pm   Post subject:   

Cinergy Health offers a limited benefit health insurance plan or a short term medical plan, so customers can be more prepared for common medical expenses as a result of illness or injury.



Please call our team if you have a complaint 1-866-508-7526.



Thanks,

Cinergy Health


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PostPosted: Mon Aug 16, 2010 1:31 am   Post subject: YES WE ARE A SCAM  

I am Tom White and I do want to come clean, so here I go. Want to apologies to all the suckers that purchased the "so called" health insurance from us. We just laid off over 30 people this past Friday and 2 months ago at least a dozen. I did keep about 25 of my close friends and family to work (better yet, to siphon more money from the owner Danny T.). Those 25 are my protection, just in case I get fired. I do provide all those that I kept with a sure sale leads. I have been doing this forever. I gave the OK to my right hand manager, MJ to make sure that all will get something but there are at least 4 people that get the most sure sale leads. We did take many of the other hard working agent’s leads and gave it to my nepotism friends and family. I can go on and on but I do not want to bore you suckers to death but I will leave you with one more good news. I had my ex-brother-in-law, Mike, hired as one of the floor managers. This guy has no knowledge what so ever about health insurance, let alone any insurance except that he knows that if he does not have car insurance, he will lose his driver license. So you can see that you are in good hands. Please call us at 1-800-847-9151 or the other number from the previous post my one of my puppets (Jackie Smile ) so we can help you with your bank account, I meant your health. So, now that you suckers know more about me and my closes friends, you can rest a sure that you can buy health insurance through us with confidence. Oh, one other thing, Russlin, if you read this post, I need to get more drugs, ASAP; I’m getting nervous about my job. More sure sale leads are on the way.


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