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 Posted: Fri Dec 11, 2009 8:02 am Post subject: My husband and I are under extreme financial difficulties, |
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| My husband was pulled over, for a suspended license, because of missed insurance payments, we are dealing with extreme financial difficulties, just not enough income right now, we tried to do a chapter 13, that was thrown out because of not haveing enough funds to pay any installment agreement. Is their a insurance company that could help us get out of this bind? and keep us on the road? |
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tlwatkins88
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| Posted: Fri Dec 18, 2009 12:27 pm Post subject: |
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The going gets tough if this continues. May I know which state you're in? Also, would like to know the time since when your license got suspended.
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Juanita
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| Posted: Fri Dec 18, 2009 1:01 pm Post subject: |
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I'm sorry for you problems...I don't know a specific carrier that would/could help. Most states have a list of carriers or a program that help people who cannot otherwise get insurance. Check your states dept of ins web site.
Let me ask you a couple of things first..
How long ago did your husband get his license suspended for no insurance?
Have you had a an accident without ins?
Where was he going when he was pulled over?
Is there a lein on the vehicle he was driving?
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Lori
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| Posted: Fri Dec 18, 2009 1:28 pm Post subject: |
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| No carrier is going to insure someone with a suspended drivers license. If the person cannot legally drive, there is no reason for them to have insurance. |
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tcope
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| Posted: Fri Dec 18, 2009 11:06 pm Post subject: |
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agreed, but the wife could (maybe)
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Fri Dec 18, 2009 11:58 pm Post subject: |
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| Quote: | | agreed, but the wife could (maybe) |
Big maybe. The carrier will find out of the wife is married. The answer will be yes. At that point the carrier _should_ ask about the husband and want his DL info. If they know he is living in the household they _should_ refuse to write the policy or only right it if the husband is excluded (which we know from prior posts, most carriers won't write a policy with an excluded driver). |
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tcope
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