wHAT IS THE DIFFERENCE BETWEEN DP1 AND DP3

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PostPosted: Thu Dec 17, 2009 4:59 pm   Post subject: wHAT IS THE DIFFERENCE BETWEEN DP1 AND DP3  

WHAT ARE MAJOR COVERAGE DIFFERENCES BETWEEN DPI AND DP3

robmiddlemas
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PostPosted: Thu Dec 17, 2009 8:02 pm   Post subject:   

DP1 will only cover you from a loss for the replacement cost at an actual cash value stand point. Minus a depriciation of tha value. The replacement cost will cover the lost item for a brand new one. This coverage would include damages caused by fire, lightning, explosion, wind & hail, smoke, aircraft, riot & looting, vandalism, sprinkler leakage, sinkhole collapse, volcano/lava and sharks with laser beams attached to their heads. Laughing



DP3 on the other hand adds every thing else lossed due coverage of the DP1 unless excluded from damages caused by say a flood or earth quake.

Items are only covers a loss at replacement cost, as opposed to ACV. This coverage is the usually the most expensive.

Trench
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