by SandyAvila » Fri Aug 11, 2006 02:21 pm
I recently got a quote online & the price was 1/2 of what I was paying before. How can some companies charge twice as much per month??!?
Please let me know how much you save!
Please let me know how much you save!
Posted: Thu Feb 07, 2008 10:48 pm Post Subject:
Way to go Insurance Man!
Nothing, repeat nothing, will ever take the place of a local professional insurance agent.
Insurance of any kind is very personal and you just can't get any type of personal attention from an internet quote engine.
So, let's just blog!
Posted: Fri Feb 08, 2008 04:35 pm Post Subject:
Well, I know my son got a quote online. The real price came after the rechecked his driving records. The quote then was much more. Then after having it for 6 months the sent a renewal policy for even more than the last one.I think they may be fime for someone like me who has never filed a claim or been in an accident.The online thing is probably more accurate then.
Posted: Sat Feb 09, 2008 05:26 am Post Subject:
What is Nascon? Is this some kind of insurance or what,never heard of it before. Can you tell us a bit more about it?
Posted: Sat Feb 09, 2008 12:08 pm Post Subject:
Well, I know my son got a quote online. The real price came after the rechecked his driving records. The quote then was much more.
you understand of course that is was the correct thing for the carrier to do right? Can't tell from you post if you were disagreeing that they raised his rates after the underwriter did their job...Posted: Sat Feb 09, 2008 08:30 pm Post Subject:
No I am not disagreeing. I do understand .I am just saying you have to take these online quotes as just that a quote. You need to know if you have anyhting at all on yor driving record before getting a quote if yo want an acurate one. Can they hold hitting deer against you? They did on my son's policy.It went against him and made his policy rates higher.
Posted: Mon Dec 01, 2008 11:23 pm Post Subject: Reply
Online quotes are not always accurate, it's true, but there are a bunch of websites that send your information to multiple insurance agents at once so you don't have to track them down yourself.
I've been quoted a price from a local agent that was a bit lower than the one she gave me once she ran the VIN number of my car. She couldn't really explain why either. I'd told her the make and model, but for some reason the VIN made it go up some. Not a lot, but some.
It just goes to show how complicated insurance algorithms are. So if something about a VIN number can make insurance cost more, certainly a history of running into deer can.
Posted: Tue Dec 02, 2008 02:36 pm Post Subject:
the VIN on cars have a wealth of information, if i was guessing i would say the digit for the motor caused the increase...vin's will show where it was built the yr/make/moldel in most cases, the engine size, and much much more...again i bet either the motor or maybe 'sport' attached to the vehicle boosted it up alittle...also just an fyi, each digit place is a specific thing in the 17 digit vin...example the 10th (i think that's right) is the yr/ 8 i think is motor and so on, it's really pretty interesting.
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